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7702 Bent Tree Loop, St Cloud, FL 34773

7702 Bent Tree Loop

St Cloud, FL 34773 · Osceola County

$387,900

4

Beds

3

Baths

2,200

Sq ft

2025

Year built

Location

About this home

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000 + $15,000 FLEX CASH! Picture the next chapter at 7702 Bent Tree Loop in Harmony Central. This completed Adams Homes 2200B provides 2,200 square feet of living space, four bedrooms, three bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $387,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Living area
2,200 sq ft
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Features
Ceiling Fans(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Cooling
Central Air
Heating
Electric

Exterior & lot

Lot size
0.15 acres
Construction
Block
Roof
Shingle
Features
Lighting, Sidewalk

Parking

Garage spaces
2

Financial

Price / sqft
$176/sqft
Annual tax
$831.28
Tax year
2025
HOA fee
$908
HOA billed
Annually

Utilities

Utilities
Cable Available, Electricity Connected
Water
Public
Sewer
Public Sewer

Property

Property type
Single Family
Year built
2025
Subdivision
Harmony Central Ph 2
Days on market
1 day

Estimate your monthly cost

Twenty percent down over thirty years at 6.5%. Insurance is not included.

Principal & interest
$1,961
Property tax
$69
HOA dues
$76
Estimated monthly
$2,106

Ask about this property

Answered from this listing’s own figures and the sales around it.

Similar homes nearby

Price history

From the property’s MLS record.

DateEventPriceChange
Oct 19, 2026Listed$387,900—

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for St Cloud, FL are not connected yet, so this page does not show them.

About this area

ST CLOUD, FL sits in Osceola County. Asking prices on the 8 nearest homes we hold run from $367,900 to $436,900, with $389,900 in the middle. Those are asking prices, not closed sales.

Written from this listing’s own record and the homes we hold nearby.

Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home

Frequently asked questions

What would 7702 BENT TREE LOOP, ST CLOUD cost per month?

About $2,106 a month: $1,961 principal and interest, $69 property tax, $76 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 7702 BENT TREE LOOP, ST CLOUD priced fairly?

Comparable homes nearby put it between $395,901 and $455,499, with $425,700 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $194 a square foot.

How does 7702 BENT TREE LOOP, ST CLOUD compare to nearby homes?

8 comparable properties within three miles. The nearest: 7708 BENT TREE LOOP, ST CLOUD, FL at $391,900, 1,780 sq ft, 0.01 miles away; 7714 BENT TREE LOOP, ST CLOUD, FL at $387,900, 1,820 sq ft, 0.02 miles away; 7727 BENT TREE LOOP, ST CLOUD, FL at $436,900, 2,405 sq ft, 0.05 miles away.

How long has 7702 BENT TREE LOOP, ST CLOUD been on the market?

It came on the market today.

Has the price of 7702 BENT TREE LOOP, ST CLOUD changed?

The price has not moved since it was listed.

How big is 7702 BENT TREE LOOP, ST CLOUD?

4 bed, 3 bath, 2,200 square feet. That is $176 a square foot.

What year was 7702 BENT TREE LOOP, ST CLOUD built?

Built in 2025.

What is the HOA fee at 7702 BENT TREE LOOP, ST CLOUD?

The association fee works out to $76 a month.

What are the property taxes at 7702 BENT TREE LOOP, ST CLOUD?

Property tax works out to about $69 a month, $831 a year, on the 2025 assessment.

Is 7702 BENT TREE LOOP, ST CLOUD still available?

It is still on the market.

Listing

Listed by
Viviani Moreno De Segovia
Brokerage
ADAMS HOMES REALTY, INC.
MLS number
MFR814415025

Listing information is deemed reliable but is not guaranteed.