3294 MINNOW CREEK DRIVE
HERNANDO BEACH, FL 34607
About this home
Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living. The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery. At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining. Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your boat in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind. Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,416 sqft
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Flooring
- Luxury Vinyl, Tile
- Stories
- 2
- Features
- Ceiling Fans(s), Elevator, Open Floorplan, Pest Guard System, Solid Surface Counters, Solid Wood Cabinets…
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator…
Exterior & lot
- Lot size
- 7,000 sqft (0.16 ac)
- Pool
- Yes
- Waterfront
- Yes
- Roof
- Metal
- Construction
- Stucco, Frame
- Exterior
- Balcony, Hurricane Shutters, Sliding Doors, Storage
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $3,750 (2025)
- Price / sqft
- $619/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 2003
- Subdivision
- GULF COAST RET
- County
- Hernando
Assigned schools
- Elementary
- Westside Elementary-HN
- Middle
- Fox Chapel Middle School
- High
- Weeki Wachee High School
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802405879
- Source
- Stellar MLS
Listed by Silvia Dukes, PA · TROPIC SHORES REALTY LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 30 comparable sales within 3 miles of HERNANDO BEACH, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,668/mo
- Property tax
- $292/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 10, 2026 | Listed | $877,000 | — |
NeighbourhoodSample data
Reference scores for HERNANDO BEACH, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3294 MINNOW CREEK DRIVE, HERNANDO BEACH cost per month?
About $5,186 a month: $4,435 principal and interest, $313 property tax, $439 insurance. That assumes 20% down at 6.5% over 30 years.
Is 3294 MINNOW CREEK DRIVE, HERNANDO BEACH priced fairly?
Comparable sales nearby put it between $559,016 and $643,168, with $601,092 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $425 a square foot.
How does 3294 MINNOW CREEK DRIVE, HERNANDO BEACH compare to nearby homes?
8 comparable properties within three miles. The nearest: 3303 MINNOW CREEK DRIVE, HERNANDO BEACH, FL at $340,000, 1,128 sq ft, 0.04 miles away; 3358 MINNOW CREEK DRIVE, HERNANDO BEACH, FL at $495,000, 980 sq ft, 0.11 miles away; 4512 HAITI DRIVE, HERNANDO BEACH, FL at $499,000, 1,412 sq ft, 0.12 miles away.
How long has 3294 MINNOW CREEK DRIVE, HERNANDO BEACH been on the market?
It came on the market today.
Has the price of 3294 MINNOW CREEK DRIVE, HERNANDO BEACH changed?
The price has not moved since it was listed.
How big is 3294 MINNOW CREEK DRIVE, HERNANDO BEACH?
3 bed, 2 bath, 1,416 square feet. That is $619 a square foot.
What year was 3294 MINNOW CREEK DRIVE, HERNANDO BEACH built?
Built in 2003.
What is the HOA fee at 3294 MINNOW CREEK DRIVE, HERNANDO BEACH?
The feed lists no association fee for this property.
What are the property taxes at 3294 MINNOW CREEK DRIVE, HERNANDO BEACH?
Property tax works out to about $313 a month, $3,750 a year.
Is 3294 MINNOW CREEK DRIVE, HERNANDO BEACH still available?
It is still on the market.
Similar homes nearby
Homes for sale in HERNANDO BEACH within the same price band.
