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Draft · Single Family

864 FRANKLIN CIRCLE

PALM HARBOR, FL 34683

Beds
2 beds
Baths
2 baths
Area
1,152 sqft
Single FamilyBuilt 19884,086 sqft lot1-car garageCentralCentral Air$326/sqft3 days on market

About this home

Welcome home to this bright and inviting 2-bedroom, 2-bathroom Palm Harbor home where abundant natural light and comfortable living spaces create a warm, welcoming feel from the moment you step inside. The bright, clean kitchen features quartz countertops, a glass tile backsplash, generous cabinetry, and a cozy breakfast nook framed by a large front-facing window. Just beyond, the spacious living and dining room combination offers high ceilings and plenty of natural light, providing an open and comfortable setting for everyday living and entertaining. The primary bedroom offers its own private bath, a large walk-in closet, and an oversized window providing an abundance of sunshine. Outside, the HOA maintains the front and rear lawn areas, while a wood privacy fence adds separation to the backyard. The home is situated along a circular cul-de-sac setting and includes a one-car garage updated with epoxy flooring. Notable updates include a roof replaced in 2023 and impact windows installed in 2018. Community amenities include a pool and dog park. Conveniently located near Alternate 19 with easy access to Downtown Palm Harbor and Downtown Dunedin, this home puts local dining, shopping, and recreation within convenient reach. Appliances convey with the sale, and furniture may be negotiated separately.

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Living area
1,152 sqft
Heating
Central
Cooling
Central Air
Flooring
Epoxy, Laminate, Tile
Stories
1
Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat…
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator…

Exterior & lot

Lot size
4,086 sqft (0.09 ac)
Roof
Shingle
Construction
Block, Concrete, Stucco
Exterior
Lighting, Private Yard, Rain Gutters

Parking

Garage
1 space

Financial

HOA dues
$375 / monthly
Annual tax
$5,268 (2025)
Price / sqft
$326/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Property

Property type
Single Family
Year built
1988
Subdivision
FRANKLIN SQUARE PHASE III
County
Pinellas

Assigned schools

Elementary
Lake St George Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Listing

Status
Draft
Days on market
3 days
MLS #
MFR802620898
Source
Stellar MLS

Listed by Noah Owens · BHHS FLORIDA PROPERTIES GROUP

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$354k
−5.5% vs asking
$332k low$377k high

Based on 29 comparable sales within 3 miles of PALM HARBOR, FL, this home is priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$2,710/mo
Principal & interest
$1,896/mo
Property tax
$439/mo
Home insurance
$0/mo
HOA dues
$375/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 13, 2026Listed$375,000

NeighbourhoodSample data

Reference scores for PALM HARBOR, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
67/ 100
Somewhat walkable
Transit Score
59/ 100
Good transit
Bike Score
85/ 100
Very bikeable
Elementary school
Lake St George Elementary-PN
Assigned school from the MLS record
Middle school
Palm Harbor Middle-PN
Assigned school from the MLS record
High school
Palm Harbor Univ High-PN
Assigned school from the MLS record

Location

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