864 FRANKLIN CIRCLE
PALM HARBOR, FL 34683
About this home
Welcome home to this bright and inviting 2-bedroom, 2-bathroom Palm Harbor home where abundant natural light and comfortable living spaces create a warm, welcoming feel from the moment you step inside. The bright, clean kitchen features quartz countertops, a glass tile backsplash, generous cabinetry, and a cozy breakfast nook framed by a large front-facing window. Just beyond, the spacious living and dining room combination offers high ceilings and plenty of natural light, providing an open and comfortable setting for everyday living and entertaining. The primary bedroom offers its own private bath, a large walk-in closet, and an oversized window providing an abundance of sunshine. Outside, the HOA maintains the front and rear lawn areas, while a wood privacy fence adds separation to the backyard. The home is situated along a circular cul-de-sac setting and includes a one-car garage updated with epoxy flooring. Notable updates include a roof replaced in 2023 and impact windows installed in 2018. Community amenities include a pool and dog park. Conveniently located near Alternate 19 with easy access to Downtown Palm Harbor and Downtown Dunedin, this home puts local dining, shopping, and recreation within convenient reach. Appliances convey with the sale, and furniture may be negotiated separately.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,152 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Epoxy, Laminate, Tile
- Stories
- 1
- Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat…
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator…
Exterior & lot
- Lot size
- 4,086 sqft (0.09 ac)
- Roof
- Shingle
- Construction
- Block, Concrete, Stucco
- Exterior
- Lighting, Private Yard, Rain Gutters
Parking
- Garage
- 1 space
Financial
- HOA dues
- $375 / monthly
- Annual tax
- $5,268 (2025)
- Price / sqft
- $326/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 1988
- Subdivision
- FRANKLIN SQUARE PHASE III
- County
- Pinellas
Assigned schools
- Elementary
- Lake St George Elementary-PN
- Middle
- Palm Harbor Middle-PN
- High
- Palm Harbor Univ High-PN
Listing
- Status
- Draft
- Days on market
- 3 days
- MLS #
- MFR802620898
- Source
- Stellar MLS
Listed by Noah Owens · BHHS FLORIDA PROPERTIES GROUP
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 29 comparable sales within 3 miles of PALM HARBOR, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,896/mo
- Property tax
- $439/mo
- Home insurance
- $0/mo
- HOA dues
- $375/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 13, 2026 | Listed | $375,000 | — |
NeighbourhoodSample data
Reference scores for PALM HARBOR, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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