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Active · Single Family

10640 AYEAR ROAD

PORT CHARLOTTE, FL 33981

Beds
3 beds
Baths
3 baths
Area
1,806 sqft
Single FamilyBuilt 199910,000 sqft lot2-car garageCentral, ElectricCentral AirPool$387/sqft514 days on market

About this home

This waterfront home offers breathtaking, unobstructed views across the serene Santa Cruz Canal to a designated preserve area, ensuring privacy and tranquility. Abutting sailboat waters, this property provides the ideal setting for waterfront living. Upon arriving, you’re greeted by a pristine white vinyl fence that runs from the front down both sides of the home, leading to the spacious lanai. Step through double doors into a tiled entryway, where natural light pours in through the transom above, illuminating the soaring cathedral ceiling. The expansive open floor plan flows seamlessly between the kitchen, dinette, and great room, creating an inviting and airy space perfect for both everyday living and entertaining. The kitchen-dinette combo features rectangular tile floors, a convenient pantry, breakfast bar, and all essential appliances. The adjacent great room is carpeted and opens up through sliders, inviting in fresh air and sunlight, enhancing the light, bright ambiance of the home. For privacy, two guest bedrooms are tucked away behind a pocket door, creating a quiet retreat. One of these rooms boasts an ensuite bath with a shower stall, single vanity, and serves as the pool bath with convenient access from the lanai. The second guest bath, located in the hallway, features a single vanity and a combo tub/shower unit. The spacious primary bedroom, located on the opposite side of the home, is a private sanctuary with two sets of sliders leading directly to the lanai and pool area. The suite also offers his-and-her walk-in closets and an ensuite bath with a double vanity, separate tub, and shower, all accented with wall to wall carpet. Step outside to discover your own private oasis—an oversized heated pool (approximately 36' x 12') with a cool deck that promises comfort underfoot. The lanai (22' x 11') and pool area are screened, ensuring peaceful enjoyment of the beautiful views and refreshing breezes. At water's edge, a two-tiered dock (26' x 6') with dual boat lifts (40K lbs & 6K lbs) awaits your watercraft, making this home a true boater's dream. The canal waters also flow through the property’s sprinkler system, keeping your landscaping lush and vibrant year-round. Recent upgrades include a new pool pump, irrigation pump, and water heater all replaced in 2025, and a new roof installed in 2022. With several airports in southwest Florida nearby, as well as a wealth of dining, hiking and biking trails, and Gulf Coast beaches, this location provides both convenience and recreation. The area is renowned for world-class tarpon fishing and abundant outdoor activities. This is a great opportunity to own a waterfront property that blends comfort and privacy with nature's beauty. Bring your vision to life and start living the waterfront lifestyle you deserve.

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Living area
1,806 sqft
Heating
Central, Electric
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Linoleum, Tile
Stories
1
Features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat…
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…

Exterior & lot

Lot size
10,000 sqft (0.23 ac)
Pool
Yes
Waterfront
Yes
Roof
Shingle
Construction
Block, Concrete, Stucco
Exterior
Rain Gutters, Sliding Doors

Parking

Garage
2 spaces

Financial

HOA dues
$120 / annually
Annual tax
$7,024 (2024)
Price / sqft
$387/sqft

Utilities

Water
Canal/Lake For Irrigation, Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Mini Sewer, Public, Sewer Connected…

Property

Property type
Single Family
Year built
1999
Subdivision
PORT CHARLOTTE SEC 082
County
Charlotte

Assigned schools

Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Listing

Status
Active
Days on market
439 days
MLS #
MFR751144078
Source
Stellar MLS

Listed by Becky Borci · COLDWELL BANKER SUNSTAR REALTY

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$738k
+5.6% vs asking
$696k low$780k high

Based on 23 comparable sales within 1 mile of PORT CHARLOTTE, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$4,130/mo
Principal & interest
$3,535/mo
Property tax
$585/mo
Home insurance
$0/mo
HOA dues
$10/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Jun 8, 2026Price reduced$699,000−$51,000
Mar 21, 2025Listed$750,000

NeighbourhoodSample data

Reference scores for PORT CHARLOTTE, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
86/ 100
Very walkable
Transit Score
73/ 100
Excellent transit
Bike Score
37/ 100
Somewhat bikeable
Elementary school
Myakka River Elementary
Assigned school from the MLS record
Middle school
L.A. Ainger Middle
Assigned school from the MLS record
High school
Lemon Bay High
Assigned school from the MLS record

Location

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