1096 DIAMOND SHORE LOOP
HERNANDO, FL 34442
About this home
Welcome to resort-style living at its finest in one of Central Florida's most sought-after guard-gated golf communities. Nestled within Terra Vista in the heart of Citrus Hills, this beautifully upgraded 3-bedroom, 2-bath villa offers 1,724 square feet of thoughtfully designed living space with a private heated pool — all within a community packed with world-class amenities. From the moment you step inside, the quality of the upgrades sets this home apart. The living area and den feature rich engineered hardwood flooring, while the kitchen, nook, and laundry rooms are dressed in chiseled-edge travertine tile with an intricate design. Custom stained cabinetry with lower pull-out drawers anchors a kitchen also outfitted with newer stainless steel appliances — a chef's space that is both beautiful and functional. Comfort and peace of mind come standard here. A newer HVAC system (2018), blown-in TAP Pest Control insulation, and some newer windows and sliding doors reflect a home that has been carefully maintained and thoughtfully improved over the years. The electric pool heater extends your swim season well beyond what Florida's natural warmth already provides — and thanks to the fully paid-off solar panels, it runs at virtually no cost to you. Fresh landscaping adds exceptional curb appeal. This home's solar panels are owned outright — no lease to assume and no monthly solar payment. Just the benefit of dramatically reduced or eliminated electric bills, starting the moment you close. Powering your pool heater and your home simultaneously, the system delivers real, measurable savings every single month. Step outside and you'll discover one of this property's most underappreciated advantages — a utility lot situated behind the home that functions as a natural backyard extension. One of this property's most compelling features has nothing to do with the interior — it's what's beneath your feet and above the floodplain. Situated 128 feet above sea level, this home carries no flood insurance requirement — a meaningful financial advantage in Florida that buyers are increasingly prioritizing. High-quality block construction meets or exceeds current insurance standards, offering year-round peace of mind. Terra Vista is not just a neighborhood — it's a lifestyle. The community features a guard-gated entrance, clubhouse, fitness center, resort-style pool, racquetball courts, tennis courts, dog park, playground, sidewalks, golf cart access, and the acclaimed Skyview Golf Course right at your doorstep. A restaurant and social events round out a community calendar that keeps life full and connected. Perfectly positioned between Ocala and Crystal River, Terra Vista places you minutes from the Gulf Coast's famous natural springs, Three Sisters Springs, the Withlacoochee State Trail, and all the shopping and dining of the Citrus Hills corridor. Close
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,724 sqft
- Heating
- Central, Electric, Heat Pump, Zoned
- Cooling
- Central Air, Zoned
- Flooring
- Hardwood, Travertine
- Stories
- 1
- Features
- Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home…
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave…
Exterior & lot
- Lot size
- 7,079 sqft (0.16 ac)
- Pool
- Yes
- Roof
- Tile
- Construction
- Block, Concrete, Stucco
- Exterior
- Rain Gutters
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $215 / monthly
- Annual tax
- $4,434 (2025)
- Price / sqft
- $254/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter…
Property
- Property type
- Single Family
- Year built
- 2005
- Subdivision
- WOODVIEW VLS III
- County
- Citrus
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802285581
- Source
- Stellar MLS
Listed by Russell Barber · BHHS-FLORIDA SHOWCASE PROPERTIES
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 20 comparable sales within 3 miles of HERNANDO, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,334/mo
- Property tax
- $365/mo
- Home insurance
- $200/mo
- HOA dues
- $215/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 8, 2026 | Listed | $438,500 | — |
NeighbourhoodSample data
Reference scores for HERNANDO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 1096 DIAMOND SHORE LOOP, HERNANDO cost per month?
About $3,021 a month: $2,217 principal and interest, $369 property tax, $219 insurance, $215 HOA. That assumes 20% down at 6.5% over 30 years.
Is 1096 DIAMOND SHORE LOOP, HERNANDO priced fairly?
Comparable sales nearby put it between $334,292 and $384,616, with $359,454 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $209 a square foot.
How does 1096 DIAMOND SHORE LOOP, HERNANDO compare to nearby homes?
8 comparable properties within three miles. The nearest: 1148 DIAMOND SHORE LOOP, HERNANDO, FL at $320,000, 1,708 sq ft, 0.09 miles away; 1283 DIAMOND SHORE LOOP, HERNANDO, FL at $348,900, 1,686 sq ft, 0.1 miles away; 1257 SKYVIEW CROSSING DRIVE, HERNANDO, FL at $395,000, 1,728 sq ft, 0.1 miles away.
How long has 1096 DIAMOND SHORE LOOP, HERNANDO been on the market?
It came on the market today.
Has the price of 1096 DIAMOND SHORE LOOP, HERNANDO changed?
The price has not moved since it was listed.
How big is 1096 DIAMOND SHORE LOOP, HERNANDO?
3 bed, 2 bath, 1,724 square feet. That is $254 a square foot.
What year was 1096 DIAMOND SHORE LOOP, HERNANDO built?
Built in 2005.
What is the HOA fee at 1096 DIAMOND SHORE LOOP, HERNANDO?
The association fee works out to $215 a month.
What are the property taxes at 1096 DIAMOND SHORE LOOP, HERNANDO?
Property tax works out to about $369 a month, $4,434 a year.
Is 1096 DIAMOND SHORE LOOP, HERNANDO still available?
It is still on the market.
Similar homes nearby
Homes for sale in HERNANDO within the same price band.

