Skip to content
1 / 46
Active · Single Family

109 CORAL REEF COURT

PALM COAST, FL 32137

Beds
3 beds
Baths
2 baths
Area
1,644 sqft
Single FamilyBuilt 198710,023 sqft lot2-car garageCentral, Electric, Heat PumpCentral Air$346/sqftListed today

About this home

Welcome to 109 Coral Reef Ct N, a canal-front home in Palm Coast, where waterfront living meets a bright, open, and inviting interior. The spacious living and dining areas flow seamlessly into the kitchen, featuring white cabinetry, granite countertops, stainless steel appliances, a tile backsplash, and an expansive breakfast bar with plenty of room for seating. Outside, the backyard opens directly to the canal with a private dock approximately 3 years old, creating the perfect setting to enjoy the water, relax in the Florida sunshine, or spend an afternoon fishing from your own backyard. The home also features a 2024 roof, 2024 water heater, and 2018 HVAC. With its open layout, waterfront setting, private dock, two-car garage, and convenient Palm Coast location, this home offers a great combination of indoor comfort and Florida waterfront living. Schedule your private showing today and experience 109 Coral Reef Ct N for yourself!

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Living area
1,644 sqft
Heating
Central, Electric, Heat Pump
Cooling
Central Air
Flooring
Ceramic Tile
Stories
1
Features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator

Exterior & lot

Lot size
10,023 sqft (0.23 ac)
Waterfront
Yes
Roof
Shingle
Construction
Brick, Concrete, Stucco

Parking

Garage
2 spaces

Financial

Annual tax
$3,396 (2025)
Price / sqft
$346/sqft

Utilities

Water
Canal/Lake For Irrigation, Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Property

Property type
Single Family
Year built
1987
Subdivision
PALM COAST SEC 04
County
Flagler

Assigned schools

Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Listing

Status
Active
Days on market
Today
MLS #
MFR802401125
Source
Stellar MLS

Listed by Taner Banks · KELLER WILLIAMS RLTY FL. PARTN

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$593k
+4.2% vs asking
$559k low$627k high

Based on 28 comparable sales within 2 miles of PALM COAST, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,516/mo
Principal & interest
$3,031/mo
Property tax
$285/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 12, 2026Listed$569,500

NeighbourhoodSample data

Reference scores for PALM COAST, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
54/ 100
Somewhat walkable
Transit Score
64/ 100
Good transit
Bike Score
45/ 100
Somewhat bikeable
Elementary school
7/ 10
Above average
Middle school
6/ 10
Above average
High school
8/ 10
Top-rated

Location

Similar homes nearby

Homes for sale in PALM COAST within the same price band.