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Active · Townhouse

9870 INDIAN KEY TRAIL

SEMINOLE, FL 33776

$275,000
$157/sqft
Beds
3 beds
Baths
3 baths
Area
1,749 sqft
TownhouseBuilt 19941,381 sqft lot2-car garageCentral, ElectricCentral Air$157/sqftListed today

About this home

Auction Property. ***Luxury Live Auction! *** Transparent Non-Distressed Auction! Saturday, August 15, 2026, at 11:00 am. Preview from 10:00 am on Sale Day. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. The home is being sold free and clear of all debts and is guaranteed by title insurance, like any other traditionally listed home. *** You can use cash or financing.*** Experience waterfront resort-style living in the highly desirable Tara Cay community, surrounded by lush green spaces, manicured grounds, docks for your boat, a sparkling pool, and lounging areas. This spacious townhome offers nearly 2,000 square feet with 3 bedrooms, 3 full bathrooms, a bonus area, tranquil Intracoastal water views, and multiple outdoor living spaces overlooking the waterway. The main living level features a gourmet kitchen with a breakfast bar, dining area, and open living room designed to capture the peaceful resort-like setting. The kitchen was completely remodeled and updated in 2020, showcasing granite countertops, a custom tile backsplash, stainless steel appliances, generous cabinetry, and a walk-in pantry. Sliding doors lead to a private screened balcony, creating the perfect setting for morning coffee, outdoor dining, or relaxing as boats and wildlife pass by. Upstairs are two spacious primary suites, each with its own private bathroom and flexible sitting or office area. The larger waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and a beautifully updated en suite bathroom with granite finishes and a large tiled walk-in shower. The second suite provides excellent privacy for family members or overnight guests, complete with a full bathroom and additional sitting space. Custom decks and balconies extend from the ground floor, living area, and primary bedroom, providing three separate places to enjoy the water and surrounding tropical landscape. The waterway opens to the Intracoastal Waterway with convenient Gulf access, while boat docks are located right out your back lanai and are available for multi-day and night docking for your boat or everyday use. Additional highlights include a newer air-conditioning system installed in 2018, an oversized tandem garage with abundant storage, a large storage closet, real wood flooring throughout the home, flexible bonus space, and low monthly maintenance fees. The community pool is only steps from the home, yet the setting remains quiet, private, and peaceful. Tara Cay offers the carefree atmosphere of a waterfront retreat just minutes from Gulf beaches, boat ramps, parks, restaurants, shopping, schools, and local attractions. Whether enjoying the pool, launching a kayak, docking your boat, or unwinding on one of your private balconies, this exceptional townhome delivers the Florida waterfront lifestyle without the upkeep of a single-family waterfront property. ........BUYER will receive a general warranty deed free and clear of all debts, guaranteed with a title insurance policy at closing..... 4–Point Inspection Available *****Submit an acceptable contract to stop the auction!*****

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Living area
1,749 sqft
Heating
Central, Electric
Cooling
Central Air
Flooring
Luxury Vinyl, Tile, Wood
Stories
3
Features
Ceiling Fans(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Cooktop, Dishwasher, Electric Water Heater, Range, Refrigerator

Exterior & lot

Lot size
1,381 sqft (0.03 ac)
Waterfront
Yes
Roof
Shingle
Construction
Vinyl Siding, Frame
Exterior
Lighting, Other, Private Entrance, Sidewalk

Parking

Garage
2 spaces

Financial

HOA dues
$420 / monthly
Annual tax
$5,804 (2025)
Price / sqft
$157/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Property

Property type
Townhouse
Year built
1994
Subdivision
TARA CAY SOUND SOUTH
County
Pinellas

Listing

Status
Active
Days on market
Today
MLS #
MFR800243898
Source
Stellar MLS

Listed by Benjamin Pietras · AMERICAN HERITAGE REALTY, INC.

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$256k
−6.7% vs asking
$240k low$273k high

Based on 21 comparable sales within 1 mile of SEMINOLE, FL. priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$1,870/mo
Principal & interest
$1,464/mo
Property tax
$206/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Price historySample data

Reference timeline for $275,000. Live MLS history swaps in with the Stellar feed.

DateEventPriceChange
2026-07Listing updated$275,000
2026-04Price changed$275,000−$13,750
2026-01Listed$288,750

NeighbourhoodSample data

Reference scores for SEMINOLE, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
60/ 100
Somewhat walkable
Transit Score
51/ 100
Good transit
Bike Score
65/ 100
Bikeable
Elementary school
6/ 10
Above average
Middle school
7/ 10
Above average
High school
9/ 10
Top-rated

Location

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