9870 INDIAN KEY TRAIL
SEMINOLE, FL 33776
About this home
Auction Property. ***Luxury Live Auction! *** Transparent Non-Distressed Auction! Saturday, August 15, 2026, at 11:00 am. Preview from 10:00 am on Sale Day. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. The home is being sold free and clear of all debts and is guaranteed by title insurance, like any other traditionally listed home. *** You can use cash or financing.*** Experience waterfront resort-style living in the highly desirable Tara Cay community, surrounded by lush green spaces, manicured grounds, docks for your boat, a sparkling pool, and lounging areas. This spacious townhome offers nearly 2,000 square feet with 3 bedrooms, 3 full bathrooms, a bonus area, tranquil Intracoastal water views, and multiple outdoor living spaces overlooking the waterway. The main living level features a gourmet kitchen with a breakfast bar, dining area, and open living room designed to capture the peaceful resort-like setting. The kitchen was completely remodeled and updated in 2020, showcasing granite countertops, a custom tile backsplash, stainless steel appliances, generous cabinetry, and a walk-in pantry. Sliding doors lead to a private screened balcony, creating the perfect setting for morning coffee, outdoor dining, or relaxing as boats and wildlife pass by. Upstairs are two spacious primary suites, each with its own private bathroom and flexible sitting or office area. The larger waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and a beautifully updated en suite bathroom with granite finishes and a large tiled walk-in shower. The second suite provides excellent privacy for family members or overnight guests, complete with a full bathroom and additional sitting space. Custom decks and balconies extend from the ground floor, living area, and primary bedroom, providing three separate places to enjoy the water and surrounding tropical landscape. The waterway opens to the Intracoastal Waterway with convenient Gulf access, while boat docks are located right out your back lanai and are available for multi-day and night docking for your boat or everyday use. Additional highlights include a newer air-conditioning system installed in 2018, an oversized tandem garage with abundant storage, a large storage closet, real wood flooring throughout the home, flexible bonus space, and low monthly maintenance fees. The community pool is only steps from the home, yet the setting remains quiet, private, and peaceful. Tara Cay offers the carefree atmosphere of a waterfront retreat just minutes from Gulf beaches, boat ramps, parks, restaurants, shopping, schools, and local attractions. Whether enjoying the pool, launching a kayak, docking your boat, or unwinding on one of your private balconies, this exceptional townhome delivers the Florida waterfront lifestyle without the upkeep of a single-family waterfront property. ........BUYER will receive a general warranty deed free and clear of all debts, guaranteed with a title insurance policy at closing..... 4–Point Inspection Available *****Submit an acceptable contract to stop the auction!*****
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 1,749 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Luxury Vinyl, Tile, Wood
- Stories
- 3
- Features
- Ceiling Fans(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances
- Cooktop, Dishwasher, Electric Water Heater, Range, Refrigerator
Exterior & lot
- Lot size
- 1,381 sqft (0.03 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Vinyl Siding, Frame
- Exterior
- Lighting, Other, Private Entrance, Sidewalk
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $420 / monthly
- Annual tax
- $5,804 (2025)
- Price / sqft
- $157/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected
Property
- Property type
- Townhouse
- Year built
- 1994
- Subdivision
- TARA CAY SOUND SOUTH
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR800243898
- Source
- Stellar MLS
Listed by Benjamin Pietras · AMERICAN HERITAGE REALTY, INC.
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 21 comparable sales within 1 mile of SEMINOLE, FL. priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,464/mo
- Property tax
- $206/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Price historySample data
Reference timeline for $275,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-07 | Listing updated | $275,000 | — |
| 2026-04 | Price changed | $275,000 | −$13,750 |
| 2026-01 | Listed | $288,750 | — |
NeighbourhoodSample data
Reference scores for SEMINOLE, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Similar homes nearby
Homes for sale in SEMINOLE within the same price band.



