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Active · Single Family

38190 SHALE STONE COURT

ZEPHYRHILLS, FL 33540

Beds
5 beds
Baths
4 baths
Area
3,761 sqft
Single FamilyBuilt 20236,738 sqft lot2-car garageCentral, ElectricCentral Air$140/sqftListed today

About this home

STUNNING & HIGHLY SOUGHT-AFTER M/I HOMES MIRA LAGO FLOOR PLAN! WATERFRONT! TWO PRIMARY SUITES! Welcome to this meticulously maintained, like-new home loaded with premium upgrades and situated on a gorgeous private waterfront cul-de-sac homesite in the highly desirable Cobblestone community. This stunning M/I Homes Mira Lago floor plan offers approximately 3,761 square feet of luxurious living space with 5 bedrooms, 4 full bathrooms, a spacious bonus room, and an oversized 2-car garage, providing the perfect blend of elegance, comfort, and functionality. The Mira Lago is one of M/I Homes' most popular floor plans, known for its spacious open-concept design and flexible living spaces. A beautiful brick-paver driveway and walkway lead to the impressive front entrance. Step inside the grand foyer featuring soaring ceilings and beautiful tile flooring throughout most of the first floor. The formal dining room is ideal for hosting family gatherings and dinner parties. The chef-inspired kitchen is truly the heart of the home, showcasing extended 42-inch stacked cabinetry with crown molding, upgraded stainless steel appliances, a custom canopy range hood, built-in wall oven, cooktop, granite countertops, oversized island, custom pantry, breakfast bar, upgraded lighting, and a spacious casual dining area. The expansive family room is perfect for entertaining and features oversized sliding glass doors that open to the covered lanai, creating seamless indoor-outdoor living. Relax while enjoying breathtaking sunset views overlooking the peaceful water and conservation area. The large backyard offers plenty of space for outdoor entertaining, barbecues, and family gatherings. Need a private space for In-Laws, extended family or guests? The first floor features one of two luxurious primary suites, complete with a large walk-in closet and a beautifully appointed en-suite bathroom featuring dual vanities and a spacious walk-in shower. Upstairs, you'll find the impressive owner's retreat with another large walk-in closet and an upgraded spa-inspired bathroom offering dual granite vanities with a dedicated makeup area and an oversized walk-in shower finished with designer tile. Additional spacious secondary bedrooms share a full bathroom, while the enormous bonus room provides endless possibilities as a game room, media room, home theater, fitness room, or playroom. Residents of Cobblestone enjoy outstanding community amenities, including a resort-style pool, playground, park, and green spaces, all conveniently located near SR 56, SR 54, US-301, shopping, dining, hospitals, golf courses, The Shops at Wiregrass, Tampa Premium Outlets, KRATE at the Grove, Tampa International Airport, downtown Tampa, and top-rated schools. This exceptional home truly has it all and is a must-see! Schedule your private showing today before this incredible opportunity is gone!

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Living area
3,761 sqft
Heating
Central, Electric
Cooling
Central Air
Flooring
Carpet, Tile
Stories
2
Features
High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Stone Counters…
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave…

Exterior & lot

Lot size
6,738 sqft (0.15 ac)
Waterfront
Yes
Roof
Shingle
Construction
Block, Stucco
Exterior
Sidewalk, Sliding Doors

Parking

Garage
2 spaces

Financial

HOA dues
$160 / annually
Annual tax
$10,959 (2025)
Price / sqft
$140/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Public

Property

Property type
Single Family
Year built
2023
Subdivision
COBBLESTONE PH 1
County
Pasco

Assigned schools

Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Listing

Status
Active
Days on market
Today
MLS #
MFR801883049
Source
Stellar MLS

Listed by Christina Barone · SIGNATURE REALTY ASSOCIATES

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$527k
+0.5% vs asking
$496k low$559k high

Based on 19 comparable sales within 3 miles of ZEPHYRHILLS, FL, this home is priced in line with RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,926/mo
Principal & interest
$2,794/mo
Property tax
$919/mo
Home insurance
$200/mo
HOA dues
$13/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 5, 2026Listed$525,000

NeighbourhoodSample data

Reference scores for ZEPHYRHILLS, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
76/ 100
Very walkable
Transit Score
69/ 100
Good transit
Bike Score
30/ 100
Somewhat bikeable
Elementary school
9/ 10
Top-rated
Middle school
5/ 10
Average
High school
6/ 10
Above average

Location

Frequently asked questions

What would 38190 SHALE STONE COURT, ZEPHYRHILLS cost per month?

About $3,844 a month: $2,655 principal and interest, $913 property tax, $263 insurance, $13 HOA. That assumes 20% down at 6.5% over 30 years.

Is 38190 SHALE STONE COURT, ZEPHYRHILLS priced fairly?

Comparable sales nearby put it between $566,632 and $651,932, with $609,282 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $162 a square foot.

How does 38190 SHALE STONE COURT, ZEPHYRHILLS compare to nearby homes?

8 comparable properties within three miles. The nearest: 2450 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL at $624,000, 3,761 sq ft, 0.11 miles away; 38152 COBBLE CREEK BOULEVARD, ZEPHYRHILLS, FL at $570,000, 3,760 sq ft, 0.17 miles away; 38144 COBBLE CREEK BOULEVARD, ZEPHYRHILLS, FL at $550,000, 3,761 sq ft, 0.18 miles away.

How long has 38190 SHALE STONE COURT, ZEPHYRHILLS been on the market?

It came on the market today.

Has the price of 38190 SHALE STONE COURT, ZEPHYRHILLS changed?

The price has not moved since it was listed.

How big is 38190 SHALE STONE COURT, ZEPHYRHILLS?

5 bed, 4 bath, 3,761 square feet. That is $140 a square foot.

What year was 38190 SHALE STONE COURT, ZEPHYRHILLS built?

Built in 2023.

What is the HOA fee at 38190 SHALE STONE COURT, ZEPHYRHILLS?

The association fee works out to $13 a month.

What are the property taxes at 38190 SHALE STONE COURT, ZEPHYRHILLS?

Property tax works out to about $913 a month, $10,959 a year.

Is 38190 SHALE STONE COURT, ZEPHYRHILLS still available?

It is still on the market.

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