Active$375,000
4200 CRACKER COURT
ST CLOUD, FL 34772
3 beds2 baths1,585 sqft
Active · Townhouse
4965 LOYALTY DRIVE
ST CLOUD, FL 34772
Beds
3 beds
Baths
3 baths
Area
1,687 sqft
TownhouseBuilt 20262,486 sqft lot2-car garageElectricZoned$192/sqft2 days on market
Location
About this home
Under Construction. New townhome St. Andrews planby RockWell Homes lot # 54 in St. Cloud, Florida where modern design meets everyday functionality in a beautifully crafted home. This thoughtfully designed residence features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect combination of comfort, style, and convenience. Step into a bright and spacious open concept kitchen, living, and dining area, ideal for both entertaining and daily living. The chef-inspired kitchen includes 42-inch cabinets, solid surface countertops, and stainless-steel appliances, including a dishwasher, range, refrigerator, and microwave. Stylish details such as a ceramic tile backsplash, undermount sink, Delta faucet, and a walk-in pantry provide both elegance and practicality. Upgraded flooring throughout the main living areas enhances the home’s modern appeal, while a convenient powder bathroom is located on the first floor. In addition, this new home includes 2-inch window blinds. Upstairs, the primary bedroom with in-suite primary bathroom offers a private retreat. The spa-like bathroom features a ceramic tile shower with glass enclosure, tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added comfort. Two additional bedrooms with closets provide ample space for family, guests, or a home office. A dedicated utility area with tile flooring, washer, dryer and an additional storage closet adds everyday convenience and organization. The exterior of the St. Andrews townhome is designed for lasting curb appeal, featuring a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you’re looking for a new townhome in St. Cloud, Florida with 3 bedrooms, 2.5 bathrooms, open concept living, and designer finishes, the St. Andrews plan delivers exceptional value and a lifestyle you’ll love coming home to.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 1,687 sqft
- Heating
- Electric
- Cooling
- Zoned
- Flooring
- Carpet, Tile
- Stories
- 2
- Features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave…
Exterior & lot
- Lot size
- 2,486 sqft (0.06 ac)
- Roof
- Shingle
- Construction
- HardiPlank Type, Frame
- Exterior
- Rain Gutters, Sidewalk
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $370 / monthly
- Annual tax
- $3,000 (2026)
- Price / sqft
- $192/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available
Property
- Property type
- Townhouse
- Year built
- 2026
- Subdivision
- WHALEY GROVE
- County
- Osceola
Assigned schools
- Elementary
- Neptune Elementary
- Middle
- Neptune Middle (6-8)
- High
- St. Cloud High School
Listing
- Status
- Active
- Days on market
- 2 days
- MLS #
- MFR811872432
- Source
- Stellar MLS
Listed by Sobeida Dominguez · HOME21 REALTY INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOAEstimated monthly payment$2,258/mo
- Principal & interest
- $1,638/mo
- Property tax
- $250/mo
- Home insurance
- Left out until you enter a quote
- HOA dues
- $370/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2026 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in ST CLOUD within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 19, 2026 | Listed | $324,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for ST CLOUD, FL are not connected yet, so this page does not show them.
Elementary school
Neptune Elementary
Assigned school from the MLS record
Middle school
Neptune Middle (6-8)
Assigned school from the MLS record
High school
St. Cloud High School
Assigned school from the MLS record
Frequently asked questions
What would 4965 LOYALTY DRIVE, ST CLOUD cost per month?
About $2,258 a month: $1,638 principal and interest, $250 property tax, $370 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 4965 LOYALTY DRIVE, ST CLOUD priced fairly?
Comparable homes nearby put it between $291,817 and $335,747, with $313,782 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $186 a square foot.
How does 4965 LOYALTY DRIVE, ST CLOUD compare to nearby homes?
8 comparable properties within three miles. The nearest: 4967 LOYALTY DRIVE, ST CLOUD, FL at $344,000, 1,834 sq ft, 0 miles away; 4455 ELLIOTS ASTOR BOULEVARD, ST CLOUD, FL at $327,000, 1,823 sq ft, 0.38 miles away; 4461 ELLIOTS ASTOR BOULEVARD, ST CLOUD, FL at $324,500, 1,823 sq ft, 0.38 miles away.
How long has 4965 LOYALTY DRIVE, ST CLOUD been on the market?
1 day on the market.
Has the price of 4965 LOYALTY DRIVE, ST CLOUD changed?
The price has not moved since it was listed.
How big is 4965 LOYALTY DRIVE, ST CLOUD?
3 bed, 3 bath, 1,687 square feet. That is $192 a square foot.
What year was 4965 LOYALTY DRIVE, ST CLOUD built?
Built in 2026.
What is the HOA fee at 4965 LOYALTY DRIVE, ST CLOUD?
The association fee works out to $370 a month.
What are the property taxes at 4965 LOYALTY DRIVE, ST CLOUD?
Property tax works out to about $250 a month, $3,000 a year, on the 2026 assessment.
Is 4965 LOYALTY DRIVE, ST CLOUD still available?
It is still on the market.