64 photos in the listing
5205 Oak Charter Court
Temple Terrace, FL 33617 · Hillsborough County
$228,400
$229,900
2
Beds
3
Baths
1,159
Sq ft
1985
Year built
Location
About this home
Virtually Staged. AFFORDABILITY IS A REALITY WITH THIS EXCITING BUYER INCENTIVE AND PRICE REDUCTION TO $228,400.00! THE SELLER WILL CONTRIBUTE $8,500 TOWARD CLOSING COSTS AND/OR AN INTEREST RATE BUYDOWN TO HELP MAKE YOUR MONTHLY MORTGAGE PAYMENTS MORE AFFORDABLE—DON’T MISS THIS OPPORTUNITY! An amazing find you'll want to buy and treasure! Boasting over $43,000 in upgrades, this beautifully renovated 2-bedroom, 2-bath home is tucked away in the quaint and quiet community of Charter Mill, offering the charm of a townhome with the convenience of condo living. Centrally located near USF, hospitals, shopping, dining, entertainment, sports venues, and major highways, you'll enjoy convenience without sacrificing tranquility. From the moment you step inside, soaring ceilings, abundant natural light, updated doors, contemporary hardware, modern lighting, and oversized luxury plank flooring set the stage. The generously sized living room flows effortlessly into the breakfast bar and completely renovated kitchen, where gorgeous Calacatta quartz countertops complement stylish two-toned (Rich Blue & White) Shaker style cabinetry, all newer Stainless Steel Appliance Package. No expense was spared, and it shows! Just off the kitchen, a cozy dinette area currently doubles as a home office, proving that even your breakfast nook can have a side hustle. Down the hallway, you'll discover a beautifully renovated primary bathroom featuring modern tile, a comfort-height vanity, and a stunning walk-in shower accented with sleek black hardware. With access from both the hallway and primary bedroom, it's as functional as it is fashionable. The light-filled primary bedroom offers ample space, dual closets, and peaceful views of your private, fenced backyard adorned with Florida-friendly landscaping. Imagine starting your mornings with coffee, birdsong, and a little peace before the world starts making demands. And yes, the birds provide the entertainment free of charge! There's even additional outdoor storage conveniently located beside the patio. Back inside, the hallway features laundry hookups, while the staircase near the front entrance leads to a spacious second bedroom/loft. This versatile retreat features a closet, updated ceiling fan with lighting, attic access for additional storage, and its very own full bathroom complete with a tub/shower combination. Perfect for guests who appreciate a little privacy—or those you'd prefer not to have wandering around downstairs in their pajamas! And here's where it gets even better! Exterior maintenance is included, and pets are welcome with no breed or size restrictions. Finally, a place where your four-legged family members don't have to submit a résumé for approval! With an impressive list of upgrades, a fantastic location, and flexible living possibilities, this is one of those rare finds that checks all the boxes without asking you to pick up a renovation project along the way. Schedule your private showing before someone else calls it home! Oh, and did I mention, it's about ten minutes by car to the VA hospital and more.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Living area
- 1,159 sq ft
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
- Features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Cooling
- Central Air, Attic Fan
- Heating
- Central, Electric
Exterior & lot
- Lot size
- 0.02 acres
- Construction
- Block, Brick, Vinyl Siding
- Roof
- Shingle
- Features
- Private Mailbox, Private Yard, Sidewalk, Storage
Parking
- Carport spaces
- 2
Financial
- Price / sqft
- $197/sqft
- Annual tax
- $2,153
- Tax year
- 2025
Utilities
- Utilities
- BB/HS Internet Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
- Water
- Public
- Sewer
- Public Sewer
Property
- Property type
- Townhouse
- Year built
- 1985
- Subdivision
- Charter Mill Twnhms A Condo
- Days on market
- 25 days
Estimate your monthly cost
Twenty percent down over thirty years at 6.5%. Insurance is not included.
- Principal & interest
- $1,155
- Property tax
- $179
- Estimated monthly
- $1,334
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 19, 2026 | Price reduced | $228,400 | −$1,500 |
| Sep 25, 2026 | Listed | $229,900 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for Temple Terrace, FL are not connected yet, so this page does not show them.
About this area
TEMPLE TERRACE, FL sits in Hillsborough County. Asking prices on the 8 nearest homes we hold run from $124,900 to $245,000, with $199,498 in the middle. Those are asking prices, not closed sales. The MLS record names Pizzo-HB (elementary), Greco-HB (middle), King-HB (high) as the assigned schools.
Written from this listing’s own record and the homes we hold nearby.
- Elementary school
- Pizzo-HB
- Assigned school from the MLS record
- Middle school
- Greco-HB
- Assigned school from the MLS record
- High school
- King-HB
- Assigned school from the MLS record
Frequently asked questions
What would 5205 OAK CHARTER COURT, TEMPLE TERRACE cost per month?
About $1,334 a month: $1,155 principal and interest, $179 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 5205 OAK CHARTER COURT, TEMPLE TERRACE priced fairly?
Comparable homes nearby put it between $174,076 and $200,282, with $187,179 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $162 a square foot.
How does 5205 OAK CHARTER COURT, TEMPLE TERRACE compare to nearby homes?
8 comparable properties within three miles. The nearest: 12414 58TH STREET, TAMPA, FL at $125,000, 1,012 sq ft, 0.62 miles away; 5238 SUNRIDGE PALMS DRIVE, TAMPA, FL at $245,000, 1,368 sq ft, 0.63 miles away; 5822 NATURE TERRACE COVE, TAMPA, FL at $219,995, 1,305 sq ft, 0.66 miles away.
How long has 5205 OAK CHARTER COURT, TEMPLE TERRACE been on the market?
24 days on the market.
Has the price of 5205 OAK CHARTER COURT, TEMPLE TERRACE changed?
It has gone down from $229,900 to $228,400, a change of -0.7%.
How big is 5205 OAK CHARTER COURT, TEMPLE TERRACE?
2 bed, 3 bath, 1,159 square feet. That is $197 a square foot.
What year was 5205 OAK CHARTER COURT, TEMPLE TERRACE built?
Built in 1985.
What is the HOA fee at 5205 OAK CHARTER COURT, TEMPLE TERRACE?
The feed lists no association fee for this property.
What are the property taxes at 5205 OAK CHARTER COURT, TEMPLE TERRACE?
Property tax works out to about $179 a month, $2,153 a year, on the 2025 assessment.
Is 5205 OAK CHARTER COURT, TEMPLE TERRACE still available?
It is still on the market.
Listing
- Listed by
- Nicole C. Kraus
- Brokerage
- SIGNATURE REALTY ASSOCIATES
- MLS number
- MFR811704293
Listing information is deemed reliable but is not guaranteed.