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Active · Single Family

966 TOP MINNOW ROAD

ST CLOUD, FL 34771

Beds
4 beds
Baths
4 baths
Area
2,600 sqft
Single FamilyBuilt 20266,100 sqft lot2-car garageCentralCentral Air$216/sqft2 days on market

About this home

Under Construction. What's Special: Close to Amenity | West Facing Patio | 1st Floor Primary Suite. New Construction - September Completion! Welcome to the Bahama at 966 Top Minnow Road in The Waters at Center Lake Ranch! Thoughtfully designed, this two-story home features an open-concept layout where the gourmet kitchen, casual dining area, and great room with a soaring two-story ceiling create a bright and welcoming gathering space. The kitchen includes a large center island, walk-in pantry, and convenient access to the formal dining room and foyer. The first-floor primary suite offers privacy and convenience with a spacious bedroom, dual-sink vanity, oversized shower, and walk-in closet. An expansive covered lanai extends across the back of the home, creating an inviting outdoor living area. Upstairs, a versatile loft overlooks the great room below, while a private study provides space for work or hobbies. Three secondary bedrooms complete the second floor, including one with a private bathroom and two that share a full bathroom. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: oak stair treads and spindles, pre-plumbed for a laundry room sink, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#O6434092

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Living area
2,600 sqft
Heating
Central
Cooling
Central Air
Flooring
Carpet, Tile
Features
High Ceilings, Walk-In Closet(s), Window Treatments
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Tankless Water Heater…

Exterior & lot

Lot size
6,100 sqft (0.14 ac)
Roof
Shingle
Construction
Block, Stucco

Parking

Garage
2 spaces

Financial

HOA dues
$84 / monthly
Price / sqft
$216/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected…

Property

Property type
Single Family
Year built
2026
Subdivision
THE WATERS AT CENTER LAKE RANCH
County
Osceola

Assigned schools

Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Listing

Status
Active
Days on market
1 day
MLS #
MFR802967938
Source
Stellar MLS

Listed by Michelle Campbell · TAYLOR MORRISON REALTY OF FLORIDA INC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,121/mo
Principal & interest
$2,837/mo
Property tax
Being confirmed
Home insurance
$200/mo
HOA dues
$84/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. The record carries no tax bill for this listing yet, so that figure is being confirmed and stays out of the total rather than being filled in from a percentage of the price. Enter a rate above to count it. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 17, 2026Listed$561,084

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for ST CLOUD, FL are not connected yet, so this page does not show them.

Elementary school
Narcoossee Elementary
Assigned school from the MLS record
Middle school
Narcoossee Middle
Assigned school from the MLS record
High school
Harmony High
Assigned school from the MLS record

Location