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Active · Single Family

440 89TH AVENUE

ST PETE BEACH, FL 33706

Beds
3 beds
Baths
2 baths
Area
1,266 sqft
Single FamilyBuilt 19566,900 sqft lot1-car garageCentralCentral Air$402/sqftListed today

About this home

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bedroom, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Living area
1,266 sqft
Heating
Central
Cooling
Central Air
Flooring
Laminate
Stories
1
Features
Ceiling Fans(s)
Appliances
Dishwasher, Microwave, Refrigerator

Exterior & lot

Lot size
6,900 sqft (0.16 ac)
Roof
Other
Construction
Block
Exterior
None

Parking

Garage
1 space

Financial

Annual tax
$5,561 (2025)
Price / sqft
$402/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected

Property

Property type
Single Family
Year built
1956
Subdivision
ST PETERSBURG BEACH NORTH UNIT 8
County
Pinellas

Assigned schools

Elementary
Azalea Elementary-PN
Middle
Azalea Middle-PN
High
Boca Ciega High-PN

Listing

Status
Active
Days on market
Today
MLS #
MFR802269170
Source
Stellar MLS

Listed by Sandra Munoz · CHARLES RUTENBERG REALTY INC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$469k
−7.9% vs asking
$438k low$500k high

Based on 19 comparable sales within 3 miles of ST PETE BEACH, FL, this home is priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,376/mo
Principal & interest
$2,709/mo
Property tax
$467/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 8, 2026Listed$509,000

NeighbourhoodSample data

Reference scores for ST PETE BEACH, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
69/ 100
Somewhat walkable
Transit Score
53/ 100
Good transit
Bike Score
32/ 100
Somewhat bikeable
Elementary school
8/ 10
Top-rated
Middle school
9/ 10
Top-rated
High school
7/ 10
Above average

Location

Frequently asked questions

What would 440 89TH AVENUE, ST PETE BEACH cost per month?

About $3,292 a month: $2,574 principal and interest, $463 property tax, $255 insurance. That assumes 20% down at 6.5% over 30 years.

Is 440 89TH AVENUE, ST PETE BEACH priced fairly?

Comparable sales nearby put it between $455,057 and $523,561, with $489,309 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $387 a square foot.

How does 440 89TH AVENUE, ST PETE BEACH compare to nearby homes?

8 comparable properties within three miles. The nearest: 8851 GULF BOULEVARD, ST PETE BEACH, FL at $550,000, 1,347 sq ft, 0.03 miles away; 414 88TH AVENUE, ST PETE BEACH, FL at $439,900, 1,206 sq ft, 0.06 miles away; 8651 GULF BOULEVARD, ST PETE BEACH, FL at $535,000, 1,501 sq ft, 0.12 miles away.

How long has 440 89TH AVENUE, ST PETE BEACH been on the market?

It came on the market today.

Has the price of 440 89TH AVENUE, ST PETE BEACH changed?

The price has not moved since it was listed.

How big is 440 89TH AVENUE, ST PETE BEACH?

3 bed, 2 bath, 1,266 square feet. That is $402 a square foot.

What year was 440 89TH AVENUE, ST PETE BEACH built?

Built in 1956.

What is the HOA fee at 440 89TH AVENUE, ST PETE BEACH?

The feed lists no association fee for this property.

What are the property taxes at 440 89TH AVENUE, ST PETE BEACH?

Property tax works out to about $463 a month, $5,562 a year.

Is 440 89TH AVENUE, ST PETE BEACH still available?

It is still on the market.

Similar homes nearby

Homes for sale in ST PETE BEACH within the same price band.