2944 PALM CIRCLE
HAINES CITY, FL 33844
About this home
MOTIVATED SELLER! Seller Financing Available. Discover the perfect blend of waterfront living, modern updates, and outstanding investment potential with this beautifully renovated canal-front home offering direct access to the 2,000-acre private Lake Lowery. Whether you're searching for a full-time residence, a peaceful weekend fishing retreat, or a profitable short-term or long-term rental opportunity, this move-in-ready property delivers exceptional value and lifestyle. Inside, you'll find a bright, modern interior featuring luxury vinyl plank flooring throughout, a beautifully remodeled kitchen, two fully renovated bathrooms, updated lighting and electrical fixtures, and fresh interior paint, creating a clean and inviting space ready for its new owner. This home has been thoughtfully upgraded for comfort, efficiency, and peace of mind, including: New roof (2024), Energy-efficient A/C system (2021), Hot water heater (2021), Upgraded Insulation (2021), Newer septic system (2021), Hurricane strapping and stabilizers (2025) The exterior is equally impressive with fresh exterior paint, updated skirting, a paved driveway (2024), spacious deck overlooking the tranquil canal—perfect for relaxing, entertaining, or enjoying peaceful waterfront views. Add your own dock and enjoy quick access to Lake Lowery, a private 2,000-acre lake for excellent fishing, boating, and outdoor recreation. Conveniently located just minutes from Central Florida's world-famous attractions, shopping, restaurants, and everyday conveniences, this property offers the perfect balance of peaceful waterfront living and easy access to everything the area has. Whether you're looking for your next home, a vacation getaway, or an income-producing investment, this beautifully updated waterfront property is an opportunity you won't want to miss. Schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 672 sqft
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Features
- Primary Bedroom Main Floor
- Appliances
- Range Hood, Refrigerator
Exterior & lot
- Lot size
- 11,626 sqft (0.27 ac)
- Waterfront
- Yes
- Roof
- Membrane
- Construction
- Vinyl Siding
- Exterior
- Storage
Financial
- Annual tax
- $1,697 (2025)
- Price / sqft
- $201/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 1973
- Subdivision
- N/A
- County
- Polk
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801874059
- Source
- Stellar MLS
Listed by Elliot Nunez · NEW FOUNDATION REALTY LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 1 mile of HAINES CITY, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $719/mo
- Property tax
- $101/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $135,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $135,000 | — |
| 2026-05 | Price changed | $135,000 | −$2,700 |
| 2026-03 | Listed | $137,700 | — |
NeighbourhoodSample data
Reference scores for HAINES CITY, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 2944 PALM CIRCLE, HAINES CITY cost per month?
About $892 a month: $683 principal and interest, $141 property tax, $68 insurance. That assumes 20% down at 6.5% over 30 years.
Is 2944 PALM CIRCLE, HAINES CITY priced fairly?
Comparable sales nearby put it between $122,492 and $140,932, with $131,712 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $196 a square foot.
How does 2944 PALM CIRCLE, HAINES CITY compare to nearby homes?
8 comparable properties within three miles. The nearest: 2944 PALM CIRCLE, HAINES CITY, FL at $124,999, 672 sq ft, 0 miles away; 4998 LAKE LOWERY ROAD, HAINES CITY, FL at $529,000, 930 sq ft, 0.44 miles away; 379 TOWNBRIDGE DRIVE, HAINES CITY, FL at $127,000, 864 sq ft, 2.42 miles away.
How long has 2944 PALM CIRCLE, HAINES CITY been on the market?
It came on the market today.
Has the price of 2944 PALM CIRCLE, HAINES CITY changed?
The price has not moved since it was listed.
How big is 2944 PALM CIRCLE, HAINES CITY?
2 bed, 2 bath, 672 square feet. That is $201 a square foot.
What year was 2944 PALM CIRCLE, HAINES CITY built?
Built in 1973.
What is the HOA fee at 2944 PALM CIRCLE, HAINES CITY?
The feed lists no association fee for this property.
What are the property taxes at 2944 PALM CIRCLE, HAINES CITY?
Property tax works out to about $141 a month, $1,697 a year.
Is 2944 PALM CIRCLE, HAINES CITY still available?
It is still on the market.
Similar homes nearby
Homes for sale in HAINES CITY within the same price band.
