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Active · Single Family

1081 130TH TERRACE

SILVER SPRINGS, FL 34488

Beds
3 beds
Baths
2 baths
Area
2,491 sqft
Single FamilyBuilt 200425,700 sqft lot2-car garageCentral, Electric, Heat PumpCentral Air$201/sqft27 days on market

About this home

Escape to your own private oasis in this stunning waterfront property. With breathtaking 180-degree views of the lake, a private deck, and plenty of outdoor space, you’ll feel like you’re on vacation every day. Nestled on .59 acres with an impressive 252 feet of pristine lake frontage, this exceptional waterfront home offers the perfect blend of privacy, comfort, and everyday serenity within a private, gated community. The open floor plan invites natural light to pour in while keeping the lake as the centerpiece from the living area, primary suite, and 3rd bedroom. New LVP flooring and an updated guest bathroom create a fresh, inviting feel throughout. Step outside onto the low-heat composite deck and let the worries of the day melt away. Sip your morning coffee and watch the sunrise as the lake comes to life with Whistling Ducks and their babies, or simply relax and enjoy the gentle breeze and mesmerizing water views. With 252 feet of shoreline, there's plenty of room to embrace the waterfront lifestyle you've always imagined. Community amenities include a park with a playground and pavilion, fishing dock, and kayak and canoe storage. Major updates include a new roof (2019), HVAC (2023), water heater (2025), whole-house water filtration system, hurricane shutters, and a Generac whole-house generator, providing comfort and peace of mind in every season. This is more than just a lakefront home, it's a place where lifelong memories are made, weekends feel like vacations, and every day ends with a front-row seat to one of nature's most beautiful views. Welcome home to Lake Waldena. Call today to schedule your private tour!

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Living area
2,491 sqft
Heating
Central, Electric, Heat Pump
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom…
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator…

Exterior & lot

Lot size
25,700 sqft (0.59 ac)
Waterfront
Yes
Roof
Shingle
Construction
Block, Stucco
Exterior
Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors, Storage

Parking

Garage
2 spaces

Financial

HOA dues
$160 / monthly
Annual tax
$5,972 (2025)
Price / sqft
$201/sqft

Utilities

Water
Private, Well
Sewer
Private Sewer
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Propane, Sewer Connected…

Property

Property type
Single Family
Year built
2004
Subdivision
TRAIL EAST
County
Marion

Assigned schools

Elementary
East Marion Elementary School
Middle
Ft McCoy Middle
High
Lake Weir High School

Listing

Status
Active
Days on market
1 day
MLS #
MFR800979490
Source
Stellar MLS

Listed by Harold Hutchinson, Jr · SANDPEAK REALTY

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$508k
+1.7% vs asking
$478k low$538k high

Based on 16 comparable sales within 3 miles of SILVER SPRINGS, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,186/mo
Principal & interest
$2,528/mo
Property tax
$498/mo
Home insurance
$0/mo
HOA dues
$160/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Jul 22, 2026Listed$499,990

NeighbourhoodSample data

Reference scores for SILVER SPRINGS, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
63/ 100
Somewhat walkable
Transit Score
68/ 100
Good transit
Bike Score
75/ 100
Very bikeable
Elementary school
East Marion Elementary School
Assigned school from the MLS record
Middle school
Ft McCoy Middle
Assigned school from the MLS record
High school
Lake Weir High School
Assigned school from the MLS record

Location

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