Draft$240,000
2265 BANCROFT CIRCLE, B
PALM HARBOR, FL 34683
2 beds2 baths1,030 sqft
Active · Single Family
3178 CLOVERPLACE DRIVE
PALM HARBOR, FL 34684
Beds
2 beds
Baths
2 baths
Area
855 sqft
Single FamilyBuilt 19840 sqft lot1-car garageCentralCentral Air$263/sqft4 days on market
Location
About this home
Virtually Staged. Welcome to easy Florida living in the all-ages Cloverplace community in highly sought-after Palm Harbor! Priced at $225,000, this 2-bedroom, 2-bath villa offers 855 square feet of comfortable, low-maintenance living with a private garage and enclosed sunroom. Inside, you’ll find tile flooring throughout and an updated kitchen completed in 2021. The enclosed sunroom adds flexible living space—perfect for relaxing, a home office, hobbies, or enjoying your morning coffee. Another major update is the roof, replaced in 2022, providing added peace of mind for the next owner. The HOA is just $230 per month and includes access to the community pool, trash pickup, and professional property management. Conveniently located near shopping, dining, recreation, and everything Palm Harbor and the surrounding Tampa Bay area have to offer. Whether you're looking for a primary residence or a Florida getaway, this Cloverplace villa combines an affordable price, desirable location, and valuable updates. Schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 855 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Ceramic Tile
- Stories
- 1
- Features
- Other
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 0 sqft (0 ac)
- Roof
- Shingle
- Construction
- Block
- Exterior
- Other
Parking
- Garage
- 1 space
Financial
- HOA dues
- $230 / monthly
- Annual tax
- $2,335 (2025)
- Price / sqft
- $263/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 1984
- Subdivision
- CLOVERPLACE CONDO
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- 4 days
- MLS #
- MFR804797477
- Source
- Stellar MLS
Listed by Michele Roling · IMPACT REALTY TAMPA BAY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOAEstimated monthly payment$1,563/mo
- Principal & interest
- $1,138/mo
- Property tax
- $195/mo
- Home insurance
- Left out until you enter a quote
- HOA dues
- $230/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in PALM HARBOR within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 17, 2026 | Listed | $225,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for PALM HARBOR, FL are not connected yet, so this page does not show them.
Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home
Frequently asked questions
What would 3178 CLOVERPLACE DRIVE, PALM HARBOR cost per month?
About $1,563 a month: $1,138 principal and interest, $195 property tax, $230 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 3178 CLOVERPLACE DRIVE, PALM HARBOR priced fairly?
Comparable homes nearby put it between $241,328 and $277,658, with $259,493 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $304 a square foot.
How does 3178 CLOVERPLACE DRIVE, PALM HARBOR compare to nearby homes?
8 comparable properties within three miles. The nearest: 3251 LATANA DRIVE, PALM HARBOR, FL at $284,900, 950 sq ft, 0.11 miles away; 3174 PHLOX DRIVE, PALM HARBOR, FL at $249,900, 860 sq ft, 0.11 miles away; 2661 WARMSPRINGS WAY, PALM HARBOR, FL at $345,000, 980 sq ft, 0.19 miles away.
How long has 3178 CLOVERPLACE DRIVE, PALM HARBOR been on the market?
1 day on the market.
Has the price of 3178 CLOVERPLACE DRIVE, PALM HARBOR changed?
The price has not moved since it was listed.
How big is 3178 CLOVERPLACE DRIVE, PALM HARBOR?
2 bed, 2 bath, 855 square feet. That is $263 a square foot.
What year was 3178 CLOVERPLACE DRIVE, PALM HARBOR built?
Built in 1984.
What is the HOA fee at 3178 CLOVERPLACE DRIVE, PALM HARBOR?
The association fee works out to $230 a month.
What are the property taxes at 3178 CLOVERPLACE DRIVE, PALM HARBOR?
Property tax works out to about $195 a month, $2,335 a year, on the 2025 assessment.
Is 3178 CLOVERPLACE DRIVE, PALM HARBOR still available?
It is still on the market.