Active · Single Family

107 PECKHAM STREET

PORT CHARLOTTE, FL 33952

$625,000

$340/sqft

Beds

3 beds

Baths

2 baths

Area

1,840 sqft

Single FamilyBuilt 197110,073 sqft lot2-car garageCentralCentral AirPoolFireplace$340/sqft3 days on market

About this home

Experience the pinnacle of Southwest Florida waterfront living in this extraordinary sailboat-access residence, where timeless coastal elegance meets exceptional craftsmanship and peace of mind. Perfectly positioned on a deep-water canal with direct access to Charlotte Harbor and the Gulf of America, this beautifully reimagined 3-bedroom, 2-bath home offers nearly 1,800 square feet of thoughtfully designed living space and has been extensively renovated from the drywall up, creating the feel of a brand-new home in one of Port Charlotte's most desirable boating communities. From the moment you arrive, you'll appreciate the pride of ownership and attention to detail that sets this property apart. Step through the front door into a bright, open-concept living space where soaring vaulted ceilings, warm wood beams, abundant natural light, and a charming wood-burning fireplace create an inviting atmosphere that instantly feels like home. Designed with entertaining in mind, the spacious living, dining, and kitchen areas flow effortlessly together while drawing your attention to the sparkling pool and tranquil waterfront beyond. The primary suite is a peaceful retreat featuring direct access to the lanai, a generous walk-in closet, and an updated ensuite bath designed for comfort and relaxation. Two additional guest bedrooms and a beautifully appointed guest bath provide the perfect accommodations for family and friends. Step outside and discover your own private waterfront oasis. The oversized covered lanai and heated pool invite you to relax while enjoying breathtaking canal views, while the NEW DOCK and 2022 BOAT LIFT make it effortless to step aboard and be cruising Charlotte Harbor or the Gulf of America within minutes. Whether you're an avid boater, fisherman, or simply enjoy life on the water, this property delivers the Florida lifestyle you've been dreaming of. What truly makes this home exceptional is the extensive investment the current owners have made to enhance both its beauty and durability. Following a complete interior renovation, the home was rebuilt with all new drywall from floor to ceiling, including Mold Tough Purple Board installed up to four feet throughout, providing added moisture and mold resistance. Major mechanical systems have also been thoughtfully updated, including Solar Panels, a new elevated 2025 A/C system, a new elevated 50-gallon WATER HEATER, a NEW FLAT ROOF, and a NEW SHINGLE ROOD, all designed to provide years of worry-free ownership. Fresh interior paint gives every room a crisp coastal feel, while the attached garage offers built-in storage and a workbench for projects, and the storage shed provides additional space for tools and boating equipment. Perhaps one of the home's most valuable features is the $40,000 WHOLE-HOUSE FLOOD BARRIER SYSETEM, which is included with the sale. This significant investment provides an added level of protection and peace of mind that is rarely found in waterfront properties, allowing future owners to enjoy Florida living with greater confidence. Perfectly located just minutes from Charlotte Harbor Beach Park, waterfront restaurants, marinas, shopping, entertainment, golf courses, and nearby airports, this home offers the ideal combination of luxury, convenience, and an unbeatable boating lifestyle.

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Living area: 1,840 sqft
Heating: Central
Cooling: Central Air
Flooring: Luxury Vinyl
Fireplace: Yes
Stories: 1
Features: Built-in Features, Ceiling Fans(s), Chair Rail, Eat-in Kitchen, High Ceilings, Open Floorplan…
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave…

Exterior & lot

Lot size: 10,073 sqft (0.23 ac)
Pool: Yes
Roof: Shingle
Construction: Block
Exterior: Hurricane Shutters, Private Mailbox, Sliding Doors

Parking

Garage: 2 spaces

Financial

Annual tax: $6,861 (2025)
Price / sqft: $340/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Electricity Connected

Property

Property type: Single Family
Year built: 1971
Subdivision: PORT CHARLOTTE SEC 043
County: Charlotte

Listing

Status: Active
Days on market: 1 day
MLS #: MFR801114478
Source: Stellar MLS

Listed by Tara Lawhorn · CENTURY 21 SUNBELT REALTY

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$665k

+6.3% vs asking

$627k low$702k high

Based on 27 comparable sales within 4 miles of PORT CHARLOTTE, FL. priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$3,995/mo

Principal & interest: $3,327/mo
Property tax: $469/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.