541 RIDGECREST DRIVE
PUNTA GORDA, FL 33982
About this home
DRASTIC PRICE REDUCTION! SELLER MOTIVATED. MAKE AN OFFER. 150 Ft WATERFRONT HOME AND IN LAW QUARTERS. Lot 6 and 7. Main house heated 2237 sq ft and Screened Lanai 678 sq ft. 3 bed 2 bath, Living Room, Dining Room, Dinette off Kitchen, Kitchen with 42 inch white cabinets and granite countertops, Master bath has large shower and tub, Inside laundry room with washer/dryer, tankless hot water. Fireplace electric in living room. Roof, tile floors, paint in and out, cabinets, granite, and appliances all new. Master bedroom has 2 separate his 4 x 8 and hers closets 6 x 8. Dining room and breakfast nook/dinette area off kitchen. Separate in law 1 bed 1 bath 493 heated sq ft with mini split, tile floors, new bathroom, and have kitchen area with refrigerator and microwave. Separate hot water. Plus 2 car garage and 1 car workshop with air unit, total 867 sq ft. Boat dock. MAY exchange/TRADE for a SMALLER HOME. Owner financing with a 175k down payment wraparound mortgage over 1st mortgage of $360,000. Furniture maybe purchased for $9500. They is a clubhouse and boat ramp 1/2 mile away that you have an option to pay $250 for year to use.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,730 sqft
- Heating
- Central, Ductless
- Cooling
- Central Air, Mini-Split Unit(s)
- Flooring
- Ceramic Tile
- Fireplace
- Yes
- Features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters…
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range…
Exterior & lot
- Lot size
- 26,331 sqft (0.6 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Garden, Private Mailbox, Rain Gutters, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $6,308 (2024)
- Price / sqft
- $212/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 1957
- Subdivision
- PEACE RIVER SHORES UN 1
- County
- Charlotte
Assigned schools
- High
- Charlotte High
Listing
- Status
- Active
- Days on market
- 539 days
- MLS #
- MFR748470460
- Source
- Stellar MLS
Listed by Debra Fischer · CHARLES RUTENBERG REALTY INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 31 comparable sales within 1 mile of PUNTA GORDA, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,933/mo
- Property tax
- $526/mo
- Home insurance
- $0/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 17, 2026 | Price reduced | $579,990 | −$299,950 |
| Feb 24, 2025 | Listed | $879,940 | — |
NeighbourhoodSample data
Reference scores for PUNTA GORDA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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