Active · Single Family

200 SURFVIEW LANE

PALM COAST, FL 32137

Beds

6 beds

Baths

6 baths

Area

3,858 sqft

Single FamilyBuilt 202210,629 sqft lot2-car garageElectric, Heat PumpCentral AirFireplace$596/sqft580 days on market

About this home

Seller is willing to do creative financing on this income producing DIRECT OCEAN FRONT home with Private walk over to beach from yard. Access to two HOA amenities Stunning 6-bed 5.5-bath with breathtaking panoramic ocean views. Located in the sought-after Matanzas Shores community. Ride the elevator 2nd or 3rd floor and enjoy the panoramic view of ocean! Over 1,500 sq ft of covered porches, perfect for relaxing with a morning coffee or entertaining with ocean breezes. As a resident of Matanzas Shores, you'll enjoy an array of upscale community amenities, including: A large oceanfront pool and clubhouse a second pool and two additional clubhouses a covered fishing dock with cleaning stations on the Intracoastal Small boat/kayak storage Scenic walking trails through beautifully landscaped grounds This extraordinary property offers a rare opportunity to own a piece of paradise in one of the most desirable communities on Florida’s coastline—ideal as a luxurious primary residence, vacation home that pays for itself or high-end rental investment .

Facts & features

Interior

Bedrooms: 6
Bathrooms: 6
Living area: 3,858 sqft
Heating: Electric, Heat Pump
Cooling: Central Air
Flooring: Luxury Vinyl, Tile
Fireplace: Yes
Stories: 3
Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan…
Appliances: Built-In Oven, Cooktop, Dryer, Electric Water Heater, Microwave, Range Hood…

Exterior & lot

Lot size: 10,629 sqft (0.24 ac)
Waterfront: Yes
Roof: Shingle
Construction: HardiPlank Type
Exterior: Balcony, Sliding Doors

Parking

Garage: 2 spaces

Financial

HOA dues: $115 / monthly
Annual tax: $25,916 (2024)
Price / sqft: $596/sqft

Utilities

Water: Public
Sewer: Other
Utilities: Cable Connected, Electricity Connected, Sewer Connected

Property

Property type: Single Family
Year built: 2022
Subdivision: 5URFVIEW/MATANZAS SHORES
County: Flagler

Listing

Status: Active
Days on market: 437 days
MLS #: MFR745144373
Source: Stellar MLS

Listed by kris Hample · HAMMOCK REAL ESTATE GROUP

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$2.32M

+0.9% vs asking

$2.18M low$2.46M high

Based on 26 comparable sales within 4 miles of PALM COAST, FL, this home is priced in line with RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$13,900/mo

Principal & interest: $11,625/mo
Property tax: $2,160/mo
Home insurance: $0/mo
HOA dues: $115/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

Date	Event	Price	Change
Jul 28, 2026	Price reduced	$2,299,000	−$1,101,000
Jan 15, 2025	Listed	$3,400,000	—

NeighbourhoodSample data

Reference scores for PALM COAST, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score

66/ 100

Somewhat walkable

Transit Score

56/ 100

Good transit

Bike Score

58/ 100

Bikeable

Elementary school

Not listed

Not named in the MLS record for this home

Middle school

Not listed

Not named in the MLS record for this home

High school

Not listed

Not named in the MLS record for this home

Location

Frequently asked questions

What would 200 SURFVIEW LANE, PALM COAST cost per month?

About $13,900 a month: $11,625 principal and interest, $2,160 property tax, $115 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 200 SURFVIEW LANE, PALM COAST priced fairly?

Comparable sales nearby put it between $1,530,256 and $1,760,618, with $1,645,437 in the middle. That is from 4 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $427 a square foot.

How does 200 SURFVIEW LANE, PALM COAST compare to nearby homes?

4 comparable properties within three miles. The nearest: 202 SURFVIEW LANE, PALM COAST, FL at $2,295,000, 3,786 sq ft, 0.01 miles away; 204 SURFVIEW LANE, PALM COAST, FL at $2,199,000, 3,412 sq ft, 0.02 miles away; 61 LAS CASITAS BOULEVARD, PALM COAST, FL at $670,000, 3,087 sq ft, 0.59 miles away.

How long has 200 SURFVIEW LANE, PALM COAST been on the market?

437 days on the market.

Has the price of 200 SURFVIEW LANE, PALM COAST changed?

It has gone down from $3,400,000 to $2,299,000, a change of -32.4%.

How big is 200 SURFVIEW LANE, PALM COAST?

6 bed, 6 bath, 3,858 square feet. That is $596 a square foot.

What year was 200 SURFVIEW LANE, PALM COAST built?

Built in 2022.

What is the HOA fee at 200 SURFVIEW LANE, PALM COAST?

The association fee works out to $115 a month.

What are the property taxes at 200 SURFVIEW LANE, PALM COAST?

Property tax works out to about $2,160 a month, $25,916 a year.

Is 200 SURFVIEW LANE, PALM COAST still available?

It is still on the market.

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