9859 38TH TERRACE
BRANFORD, FL 32008
Location
About this home
PERFECT LOCATION....SITTING ON THE BANK OF THE SUWANNEE RIVER only 1/4 mile from the confluence with the SANTA FE RIVER making easy boat rides to several springs and the Ichetucknee River. Also navigable to the Gulf of Mexico to the south. This 3 BD/ 2 BA home is situated on a high bank on 1/2 acre with a concrete block SEA WALL along the 100 ft of river frontage! This is a rare find! At the top of the bank is also a covered deck and steps going down to a floating dock. The home is placed on the lot so that you see WONDERFUL VIEWS of the river from the family room picture windows. The large home (1959 sf) has an open concept living, dining, kitchen floor plan with split plan bedrooms. This kitchen has cabinets galore and a breakfast bar. The dining area boasts a built-in display cabinet with additional storage. In addition to the large, comfortable living room, there is a family room with large windows that face the river and also lead onto a covered porch where you can also sit in the hot tub or just lounge and enjoy wonderful views of the relaxing river and back yard. Don't miss fun on the river the rest of the summer! Call soon to set up your viewing of this amazing property!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,959 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl
- Features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Window Treatments
- Appliances
- Dishwasher, Dryer, Range, Range Hood, Refrigerator, Trash Compactor…
Exterior & lot
- Lot size
- 22,651 sqft (0.52 ac)
- Waterfront
- Yes
- Roof
- Metal
- Construction
- Vinyl Siding
- Exterior
- Storage
Financial
- Annual tax
- $3,286 (2025)
- Price / sqft
- $229/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 1994
- Subdivision
- TWO RIV ESTATE
- County
- Gilchrist
Listing
- Status
- Active
- Days on market
- 131 days
- MLS #
- MFR790241988
- Source
- Stellar MLS
Listed by Natalie Rankin, S · HOMETOWN REALTY OF NORTH FLORIDA, INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,270/mo
- Property tax
- $274/mo
- Home insurance
- Left out until you enter a quote
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in BRANFORD within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| May 13, 2026 | Listed | $449,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for BRANFORD, FL are not connected yet, so this page does not show them.
Frequently asked questions
What would 9859 38TH TERRACE, BRANFORD cost per month?
About $2,544 a month: $2,270 principal and interest, $274 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 9859 38TH TERRACE, BRANFORD priced fairly?
It is listed at $449,000. There are not enough comparable homes close by to put a range around that yet, so the asking price is the honest answer.
How does 9859 38TH TERRACE, BRANFORD compare to nearby homes?
1 comparable property within three miles. The nearest: 190 RIVERSIDE WEST DRIVE, BRANFORD, FL at $600,000, 1,620 sq ft, 2.24 miles away.
How long has 9859 38TH TERRACE, BRANFORD been on the market?
1 day on the market.
Has the price of 9859 38TH TERRACE, BRANFORD changed?
The price has not moved since it was listed.
How big is 9859 38TH TERRACE, BRANFORD?
3 bed, 2 bath, 1,959 square feet. That is $229 a square foot.
What year was 9859 38TH TERRACE, BRANFORD built?
Built in 1994.
What is the HOA fee at 9859 38TH TERRACE, BRANFORD?
The feed lists no association fee for this property.
What are the property taxes at 9859 38TH TERRACE, BRANFORD?
Property tax works out to about $274 a month, $3,286 a year, on the 2025 assessment.
Is 9859 38TH TERRACE, BRANFORD still available?
It is still on the market.
