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Active · Single Family

9859 38TH TERRACE

BRANFORD, FL 32008

Beds
3 beds
Baths
2 baths
Area
1,959 sqft
Single FamilyBuilt 199422,651 sqft lotCentral, ElectricCentral Air$229/sqft131 days on market

Location

About this home

PERFECT LOCATION....SITTING ON THE BANK OF THE SUWANNEE RIVER only 1/4 mile from the confluence with the SANTA FE RIVER making easy boat rides to several springs and the Ichetucknee River. Also navigable to the Gulf of Mexico to the south. This 3 BD/ 2 BA home is situated on a high bank on 1/2 acre with a concrete block SEA WALL along the 100 ft of river frontage! This is a rare find! At the top of the bank is also a covered deck and steps going down to a floating dock. The home is placed on the lot so that you see WONDERFUL VIEWS of the river from the family room picture windows. The large home (1959 sf) has an open concept living, dining, kitchen floor plan with split plan bedrooms. This kitchen has cabinets galore and a breakfast bar. The dining area boasts a built-in display cabinet with additional storage. In addition to the large, comfortable living room, there is a family room with large windows that face the river and also lead onto a covered porch where you can also sit in the hot tub or just lounge and enjoy wonderful views of the relaxing river and back yard. Don't miss fun on the river the rest of the summer! Call soon to set up your viewing of this amazing property!

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Living area
1,959 sqft
Heating
Central, Electric
Cooling
Central Air
Flooring
Carpet, Luxury Vinyl
Features
Ceiling Fans(s), Crown Molding, Open Floorplan, Window Treatments
Appliances
Dishwasher, Dryer, Range, Range Hood, Refrigerator, Trash Compactor…

Exterior & lot

Lot size
22,651 sqft (0.52 ac)
Waterfront
Yes
Roof
Metal
Construction
Vinyl Siding
Exterior
Storage

Financial

Annual tax
$3,286 (2025)
Price / sqft
$229/sqft

Utilities

Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected

Property

Property type
Single Family
Year built
1994
Subdivision
TWO RIV ESTATE
County
Gilchrist

Listing

Status
Active
Days on market
131 days
MLS #
MFR790241988
Source
Stellar MLS

Listed by Natalie Rankin, S · HOMETOWN REALTY OF NORTH FLORIDA, INC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$2,544/mo
Principal & interest
$2,270/mo
Property tax
$274/mo
Home insurance
Left out until you enter a quote

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Similar homes nearby

Homes for sale in BRANFORD within the same price band.

119 98TH LANEActive
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119 98TH LANE
BRANFORD, FL 32008
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11160 5TH AVENUEActive
$399,900
11160 5TH AVENUE
BRANFORD, FL 32008
5 beds3 baths2,350 sqft
Photo coming soon
Active
$549,000
10250 5TH AVENUE
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3 beds2 baths1,792 sqft

Price history

From the property’s MLS record.

DateEventPriceChange
May 13, 2026Listed$449,000

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for BRANFORD, FL are not connected yet, so this page does not show them.

Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home

Frequently asked questions

What would 9859 38TH TERRACE, BRANFORD cost per month?

About $2,544 a month: $2,270 principal and interest, $274 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 9859 38TH TERRACE, BRANFORD priced fairly?

It is listed at $449,000. There are not enough comparable homes close by to put a range around that yet, so the asking price is the honest answer.

How does 9859 38TH TERRACE, BRANFORD compare to nearby homes?

1 comparable property within three miles. The nearest: 190 RIVERSIDE WEST DRIVE, BRANFORD, FL at $600,000, 1,620 sq ft, 2.24 miles away.

How long has 9859 38TH TERRACE, BRANFORD been on the market?

1 day on the market.

Has the price of 9859 38TH TERRACE, BRANFORD changed?

The price has not moved since it was listed.

How big is 9859 38TH TERRACE, BRANFORD?

3 bed, 2 bath, 1,959 square feet. That is $229 a square foot.

What year was 9859 38TH TERRACE, BRANFORD built?

Built in 1994.

What is the HOA fee at 9859 38TH TERRACE, BRANFORD?

The feed lists no association fee for this property.

What are the property taxes at 9859 38TH TERRACE, BRANFORD?

Property tax works out to about $274 a month, $3,286 a year, on the 2025 assessment.

Is 9859 38TH TERRACE, BRANFORD still available?

It is still on the market.