76 UNIVERSAL TRAIL
PALM COAST, FL 32164
About this home
Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Living area
- 2,880 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Features
- Ceiling Fans(s), Walk-In Closet(s)
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System…
Exterior & lot
- Lot size
- 10,019 sqft (0.23 ac)
- Roof
- Shingle
- Construction
- Concrete
- Exterior
- Hurricane Shutters, Private Mailbox, Private Yard
Parking
- Garage
- 3 spaces
Financial
- Annual tax
- $5,316 (2025)
- Price / sqft
- $182/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 2006
- Subdivision
- PALM COAST SEC 57
- County
- Flagler
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801884475
- Source
- Stellar MLS
Listed by Takeshia Rhynes · RHYNES REAL ESTATE
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 18 comparable sales within 1 mile of PALM COAST, FL, this home is priced in line with RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,794/mo
- Property tax
- $394/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $525,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $525,000 | — |
| 2026-04 | Price changed | $525,000 | −$10,500 |
| 2026-01 | Listed | $535,500 | — |
NeighbourhoodSample data
Reference scores for PALM COAST, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 76 UNIVERSAL TRAIL, PALM COAST cost per month?
About $3,360 a month: $2,655 principal and interest, $443 property tax, $263 insurance. That assumes 20% down at 6.5% over 30 years.
Is 76 UNIVERSAL TRAIL, PALM COAST priced fairly?
Comparable sales nearby put it between $524,966 and $603,994, with $564,480 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $196 a square foot.
How does 76 UNIVERSAL TRAIL, PALM COAST compare to nearby homes?
8 comparable properties within three miles. The nearest: 76 UNIVERSAL TRAIL, PALM COAST, FL at $525,000, 2,880 sq ft, 0 miles away; 90 UNIVERSIAL TRAIL, PALM COAST, FL at $489,900, 2,368 sq ft, 0.06 miles away; 13 UNIONTIN COURT, PALM COAST, FL at $345,000, 2,039 sq ft, 0.1 miles away.
How long has 76 UNIVERSAL TRAIL, PALM COAST been on the market?
It came on the market today.
Has the price of 76 UNIVERSAL TRAIL, PALM COAST changed?
The price has not moved since it was listed.
How big is 76 UNIVERSAL TRAIL, PALM COAST?
5 bed, 3 bath, 2,880 square feet. That is $182 a square foot.
What year was 76 UNIVERSAL TRAIL, PALM COAST built?
Built in 2006.
What is the HOA fee at 76 UNIVERSAL TRAIL, PALM COAST?
The feed lists no association fee for this property.
What are the property taxes at 76 UNIVERSAL TRAIL, PALM COAST?
Property tax works out to about $443 a month, $5,316 a year.
Is 76 UNIVERSAL TRAIL, PALM COAST still available?
It is still on the market.
Similar homes nearby
Homes for sale in PALM COAST within the same price band.
