8281 LAKE JAMES DRIVE
LAKELAND, FL 33810
About this home
Rare opportunity to own a lakefront home in Lake James, a sought after 55+ gated community in North Lakeland where every residence is crafted by award winning Ernie White Construction. Ideally located just two homes from the clubhouse and community pool, this property offers exceptional convenience and a premier position within the neighborhood. This popular Gibson Model features 2 bedrooms, 2 bathrooms, and a spacious den, perfect for an office, hobby space, or additional guest room. The open concept layout is bright and inviting, highlighted by triple sliding glass doors that open to a large patio overlooking Lake James, creating a peaceful setting for morning coffee or evening relaxation. The HOA provides yard maintenance, internet, and cable, allowing you to enjoy a low maintenance lifestyle with valuable included services. Lakefront living, quality construction, and a vibrant 55+ community come together beautifully in this rare offering. Homes on the lake seldom become available. Do not miss your chance to make this one yours.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,847 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Stories
- 1
- Features
- Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan…
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 8,215 sqft (0.19 ac)
- Roof
- Shingle
- Construction
- Block
- Exterior
- Awning(s), Lighting, Permeable Paving, Sidewalk, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $1,860 / semi-annually
- Annual tax
- $2,658 (2025)
- Price / sqft
- $211/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected…
Property
- Property type
- Single Family
- Year built
- 2006
- Subdivision
- LAKE JAMES PH 01
- County
- Polk
Assigned schools
- Elementary
- R. Clem Churchwell Elem
- Middle
- Sleepy Hill Middle
- High
- Kathleen High
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802562309
- Source
- Stellar MLS
Listed by Steven Perkins · CLARK REALTY LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 27 comparable sales within 2 miles of LAKELAND, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,076/mo
- Property tax
- $228/mo
- Home insurance
- $200/mo
- HOA dues
- $310/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 12, 2026 | Listed | $390,000 | — |
NeighbourhoodSample data
Reference scores for LAKELAND, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 8281 LAKE JAMES DRIVE, LAKELAND cost per month?
About $2,544 a month: $1,972 principal and interest, $222 property tax, $195 insurance, $155 HOA. That assumes 20% down at 6.5% over 30 years.
Is 8281 LAKE JAMES DRIVE, LAKELAND priced fairly?
Comparable sales nearby put it between $374,461 and $430,831, with $402,646 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $218 a square foot.
How does 8281 LAKE JAMES DRIVE, LAKELAND compare to nearby homes?
8 comparable properties within three miles. The nearest: 7783 LAKE JAMES BOULEVARD, LAKELAND, FL at $409,900, 1,925 sq ft, 0.24 miles away; 2356 LAKE JAMES WAY, LAKELAND, FL at $380,000, 2,124 sq ft, 0.25 miles away; 8335 ADELE ROAD, LAKELAND, FL at $332,000, 1,861 sq ft, 0.27 miles away.
How long has 8281 LAKE JAMES DRIVE, LAKELAND been on the market?
It came on the market today.
Has the price of 8281 LAKE JAMES DRIVE, LAKELAND changed?
The price has not moved since it was listed.
How big is 8281 LAKE JAMES DRIVE, LAKELAND?
2 bed, 2 bath, 1,847 square feet. That is $211 a square foot.
What year was 8281 LAKE JAMES DRIVE, LAKELAND built?
Built in 2006.
What is the HOA fee at 8281 LAKE JAMES DRIVE, LAKELAND?
The association fee works out to $155 a month.
What are the property taxes at 8281 LAKE JAMES DRIVE, LAKELAND?
Property tax works out to about $222 a month, $2,658 a year.
Is 8281 LAKE JAMES DRIVE, LAKELAND still available?
It is still on the market.
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