644 and 646 FRANKLIN STREET
OVIEDO, FL 32765
About this home
Virtually Staged. Under Construction. BRAND NEW CONSTRUCTION DUPLEX in the heart of Downtown Oviedo! A rare opportunity to own a newly built, income-ready duplex. Rent both units for immediate cash flow potential, or live in one and rent the other. Just steps from Oviedo's charming downtown, parks, dining, and shopping. Each unit offers 1,508 sq ft of thoughtfully designed living space with 3 bedrooms, 2 full bathrooms, and a bright open floorplan connecting the family room, dining area, and kitchen, perfect for modern living and entertaining. Each unit also includes its own attached 2-car garage plus an oversized driveway with plenty of additional parking, a feature rarely found in duplex living. Both units are separately metered, making tenant billing simple and maximizing your net returns. Enjoy relaxing Florida evenings on your private covered back porch. Built to today's building codes with all-new construction, this duplex means low maintenance, modern efficiency, and peace of mind for years to come. Zoned for top-rated Seminole County Public Schools, Lawton Elementary, Jackson Heights Middle, and A-rated Oviedo High School, all just minutes away. Convenient access to SR 434, SR 426, UCF, Research Park, Oviedo on the Park, and Oviedo Medical Center. Whether you're an investor seeking strong rental demand in one of Central Florida's most desirable school districts or a homeowner looking to offset your mortgage, this property checks every box. Schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,508 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 17,133 sqft (0.39 ac)
- Roof
- Shingle
- Construction
- Block
- Exterior
- Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $766 (2025)
- Price / sqft
- $497/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 2026
- Subdivision
- LEES 1ST ADD TO OVIEDO
- County
- Seminole
Assigned schools
- Elementary
- Lawton Elementary
- Middle
- Jackson Heights Middle
- High
- Oviedo High
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801663346
- Source
- Stellar MLS
Listed by Edmundo Gouveia Tavares · EMPIRE NETWORK REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 23 comparable sales within 1 mile of OVIEDO, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $3,992/mo
- Property tax
- $63/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 7, 2026 | Listed | $750,000 | — |
NeighbourhoodSample data
Reference scores for OVIEDO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 644 and 646 FRANKLIN STREET, OVIEDO cost per month?
About $4,231 a month: $3,792 principal and interest, $64 property tax, $375 insurance. That assumes 20% down at 6.5% over 30 years.
Is 644 and 646 FRANKLIN STREET, OVIEDO priced fairly?
Comparable sales nearby put it between $422,134 and $485,682, with $453,908 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $301 a square foot.
How does 644 and 646 FRANKLIN STREET, OVIEDO compare to nearby homes?
8 comparable properties within three miles. The nearest: 595 3RD STREET, OVIEDO, FL at $275,000, 920 sq ft, 0.09 miles away; 298 NURSERY STREET, OVIEDO, FL at $219,900, 1,000 sq ft, 0.19 miles away; 340 KIMBLE AVENUE, OVIEDO, FL at $525,000, 1,615 sq ft, 0.23 miles away.
How long has 644 and 646 FRANKLIN STREET, OVIEDO been on the market?
It came on the market today.
Has the price of 644 and 646 FRANKLIN STREET, OVIEDO changed?
The price has not moved since it was listed.
How big is 644 and 646 FRANKLIN STREET, OVIEDO?
3 bed, 2 bath, 1,508 square feet. That is $497 a square foot.
What year was 644 and 646 FRANKLIN STREET, OVIEDO built?
Built in 2026.
What is the HOA fee at 644 and 646 FRANKLIN STREET, OVIEDO?
The feed lists no association fee for this property.
What are the property taxes at 644 and 646 FRANKLIN STREET, OVIEDO?
Property tax works out to about $64 a month, $766 a year.
Is 644 and 646 FRANKLIN STREET, OVIEDO still available?
It is still on the market.
Similar homes nearby
Homes for sale in OVIEDO within the same price band.
