2786 HARMONIA HAMMOCK ROAD
ST CLOUD, FL 34773
About this home
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Living area
- 2,626 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Stories
- 2
- Features
- Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters…
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 13,504 sqft (0.31 ac)
- Roof
- Shingle
- Construction
- Block, Concrete, Stucco
- Exterior
- Sidewalk, Sliding Doors, Sprinkler Metered
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $110 / quarterly
- Annual tax
- $7,359 (2025)
- Price / sqft
- $177/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter…
Property
- Property type
- Single Family
- Year built
- 2021
- Subdivision
- VILLAGES AT HARMONY PH 1B
- County
- Osceola
Assigned schools
- Elementary
- Harmony Community School (K-5)
- Middle
- Harmony Middle
- High
- Harmony High
Listing
- Status
- Active
- Days on market
- 2 days
- MLS #
- MFR801199327
- Source
- Stellar MLS
Listed by Naf Zaman · THE FIRM RE
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 19 comparable sales within 4 miles of ST CLOUD, FL. priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,475/mo
- Property tax
- $349/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Price historySample data
Reference timeline for $464,999. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $464,999 | — |
| 2026-03 | Price changed | $464,999 | −$18,600 |
| 2026-01 | Listed | $483,599 | — |
NeighbourhoodSample data
Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Similar homes nearby
Homes for sale in ST CLOUD within the same price band.
