Active · Single Family

7422 GINGKO AVENUE

LAKELAND, FL 33810

$233,000

$126/sqft

Beds

3 beds

Baths

2 baths

Area

1,856 sqft

Single FamilyBuilt 20028,385 sqft lot2-car garageCentralCentral Air$126/sqft1 day on market

About this home

Welcome to Lakeland's Summer Oaks community! This split layout home offers 3 bedrooms, 2 bathrooms, Den, 2-car garage plus a screened lanai and shed! The open concept living/dining room and kitchen greet you at the entrance with sliding doors leading to the screened outdoor oasis. Directly to your left are French doors to a den or home office. Just to the left of this space, find the secondary bedrooms tucked away from the rest of the home sharing a full bathroom. The kitchen includes ample counter and cabinet space, closet pantry, eat in area and snack bar seating. The Primary suite is separate from the other bedrooms off the kitchen and includes walk in closet, dual sinks, soaking tub and step in shower. Great central location with easy commute to interstate, shopping or eateries. It's good to be home! PROPERTY HAS BEEN DEEMED ‘UI’ MEANING ‘UNINSURABLE BY THE SELLER. Property requires extensive repairs after the close of escrow and is not eligible for FHA mortgage insurance in the property’s as is condition. This home is owned by HUD – Housing of Urban Development. “All properties sold as is without any guarantee or warranty by the seller’. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 5 day owner occupant first look period.

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Living area: 1,856 sqft
Heating: Central
Cooling: Central Air
Flooring: Carpet, Tile
Stories: 1
Features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Appliances: None

Exterior & lot

Lot size: 8,385 sqft (0.19 ac)
Roof: Shingle
Construction: Stucco
Exterior: Sliding Doors, Storage

Parking

Garage: 2 spaces

Financial

HOA dues: $220 / annually
Annual tax: $1,751 (2025)
Price / sqft: $126/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Property

Property type: Single Family
Year built: 2002
Subdivision: SUMMER OAKS PH 01
County: Polk

Assigned schools

Elementary: Dr. N. E Roberts Elem
Middle: Kathleen Middle
High: Kathleen High

Listing

Status: Active
Days on market: Today
MLS #: MFR801238946
Source: Stellar MLS

Listed by Trish Carter · CARTER COMPANY REALTORS

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$221k

−5.1% vs asking

$207k low$235k high

Based on 22 comparable sales within 4 miles of LAKELAND, FL. priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$1,615/mo

Principal & interest: $1,240/mo
Property tax: $175/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.