1911 FAN ALOE WAY
RUSKIN, FL 33570
About this home
USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.
Facts & features
Interior
- Bedrooms
- 6
- Bathrooms
- 3
- Living area
- 3,362 sqft
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Flooring
- Carpet, Hardwood, Tile, Travertine
- Stories
- 2
- Features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker…
Exterior & lot
- Lot size
- 11,080 sqft (0.25 ac)
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Sidewalk, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $20 / annually
- Annual tax
- $10,105 (2025)
- Price / sqft
- $134/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities…
Property
- Property type
- Single Family
- Year built
- 2022
- Subdivision
- SPENCER CRK PH 2
- County
- Hillsborough
Assigned schools
- Elementary
- Ruskin-HB
- Middle
- Shields-HB
- High
- Lennard-HB
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR802102905
- Source
- Stellar MLS
Listed by Josh Wright · LPT REALTY, LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 12 comparable sales within 1 mile of RUSKIN, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,395/mo
- Property tax
- $825/mo
- Home insurance
- $200/mo
- HOA dues
- $2/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 6, 2026 | Listed | $449,900 | — |
NeighbourhoodSample data
Reference scores for RUSKIN, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 1911 FAN ALOE WAY, RUSKIN cost per month?
About $3,344 a month: $2,275 principal and interest, $842 property tax, $225 insurance, $2 HOA. That assumes 20% down at 6.5% over 30 years.
Is 1911 FAN ALOE WAY, RUSKIN priced fairly?
Comparable sales nearby put it between $486,196 and $559,386, with $522,791 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $156 a square foot.
How does 1911 FAN ALOE WAY, RUSKIN compare to nearby homes?
8 comparable properties within three miles. The nearest: 1876 COLDING DRIVE, RUSKIN, FL at $389,000, 2,633 sq ft, 0.04 miles away; 1846 SILVER STAR PLACE, RUSKIN, FL at $400,000, 3,346 sq ft, 0.28 miles away; 1565 COLDING DRIVE, RUSKIN, FL at $415,000, 2,439 sq ft, 0.28 miles away.
How long has 1911 FAN ALOE WAY, RUSKIN been on the market?
1 day on the market.
Has the price of 1911 FAN ALOE WAY, RUSKIN changed?
The price has not moved since it was listed.
How big is 1911 FAN ALOE WAY, RUSKIN?
6 bed, 3 bath, 3,362 square feet. That is $134 a square foot.
What year was 1911 FAN ALOE WAY, RUSKIN built?
Built in 2022.
What is the HOA fee at 1911 FAN ALOE WAY, RUSKIN?
The association fee works out to $2 a month.
What are the property taxes at 1911 FAN ALOE WAY, RUSKIN?
Property tax works out to about $842 a month, $10,105 a year.
Is 1911 FAN ALOE WAY, RUSKIN still available?
It is still on the market.
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