40 ANDOVER DRIVE
PALM COAST, FL 32137
About this home
Experience coastal living at its finest in this charming pool and spa home located in the highly sought-after gated oceanfront community of Sea Colony. This inviting 2-bedroom, 2-bath residence offers the perfect blend of privacy, comfort, and beachside lifestyle. Step outside to your own private oasis featuring a sparkling pool and relaxing spa—ideal for unwinding after a day at the beach or entertaining family and friends under the Florida sun. The home also features a new roof installed in 2021, offering peace of mind and added value. Sea Colony is known for its beautifully maintained grounds and low HOA fees, while offering resort-style amenities including an oceanfront pool and clubhouse, basketball court, shuffleboard, sidewalks, underground utilities, and the security of a gated entrance. Residents enjoy private beach access and a welcoming coastal atmosphere that makes every day feel like a vacation. Perfect as a full-time residence, seasonal retreat, or vacation getaway, this home is ideally located just a short drive from the rich history, dining, and charm of St. Augustine—the nation’s oldest city. Enjoy the best of Florida’s coastal lifestyle where relaxation, recreation, and ocean breezes await. Call now for your private showing!
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,006 sqft
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 5,184 sqft (0.12 ac)
- Pool
- Yes
- Roof
- Shingle
- Construction
- Frame
- Exterior
- Private Mailbox, Rain Gutters, Sliding Doors, Sprinkler Metered
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $250 / monthly
- Annual tax
- $1,814 (2024)
- Price / sqft
- $397/sqft
Utilities
- Water
- Public
- Sewer
- Private Sewer
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected…
Property
- Property type
- Single Family
- Year built
- 1987
- Subdivision
- SEA COLONY SUB
- County
- Flagler
Assigned schools
- Elementary
- Old Kings Elementary
- Middle
- Indian Trails Middle-FC
- High
- Matanzas High
Listing
- Status
- Active
- Days on market
- 428 days
- MLS #
- MFR751269536
- Source
- Stellar MLS
Listed by Kathryn DePalma · REALTY EXECUTIVES OCEANSIDE
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 4 miles of PALM COAST, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,018/mo
- Property tax
- $151/mo
- Home insurance
- $0/mo
- HOA dues
- $250/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| May 23, 2026 | Price reduced | $399,000 | −$27,500 |
| Mar 18, 2025 | Listed | $426,500 | — |
NeighbourhoodSample data
Reference scores for PALM COAST, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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