58 photos in the listing
41520 Charm Lake Drive
Umatilla, FL 32784 · Lake County
$950,000
5
Beds
4
Baths
4,936
Sq ft
1979
Year built
Location
About this home
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Living area
- 4,936 sq ft
- Stories
- 1
- Flooring
- Ceramic Tile
- Appliances
- Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Vaulted Ceiling(s)
- Fireplace
- Yes
- Cooling
- Central Air
- Heating
- Central
Exterior & lot
- Lot size
- 17.89 acres
- Construction
- Frame
- Roof
- Shingle
- Features
- RV Hookup
- Waterfront
- Yes
Parking
- Garage spaces
- 2
- Carport spaces
- 2
Financial
- Price / sqft
- $192/sqft
- Annual tax
- $10,421.35
- Tax year
- 2025
Utilities
- Utilities
- BB/HS Internet Available, Electricity Connected
- Water
- Well
- Sewer
- Septic Tank
Property
- Property type
- Single Family
- Year built
- 1979
- Subdivision
- Dream Lake Poultry Ranches
- Days on market
- 4 days
Estimate your monthly cost
Twenty percent down over thirty years at 6.5%. Insurance is not included.
- Principal & interest
- $4,804
- Property tax
- $868
- Estimated monthly
- $5,672
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 16, 2026 | Listed | $950,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for Umatilla, FL are not connected yet, so this page does not show them.
About this area
UMATILLA, FL sits in Lake County.
Written from this listing’s own record and the homes we hold nearby.
- Elementary school
- Not listed
- Not named in the MLS record for this home
- Middle school
- Not listed
- Not named in the MLS record for this home
- High school
- Not listed
- Not named in the MLS record for this home
Frequently asked questions
What would 41520 CHARM LAKE DRIVE, UMATILLA cost per month?
About $5,672 a month: $4,804 principal and interest, $868 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 41520 CHARM LAKE DRIVE, UMATILLA priced fairly?
It is listed at $950,000. There are not enough comparable homes close by to put a range around that yet, so the asking price is the honest answer.
How long has 41520 CHARM LAKE DRIVE, UMATILLA been on the market?
3 days on the market.
Has the price of 41520 CHARM LAKE DRIVE, UMATILLA changed?
The price has not moved since it was listed.
How big is 41520 CHARM LAKE DRIVE, UMATILLA?
5 bed, 4 bath, 4,936 square feet. That is $192 a square foot.
What year was 41520 CHARM LAKE DRIVE, UMATILLA built?
Built in 1979.
What is the HOA fee at 41520 CHARM LAKE DRIVE, UMATILLA?
The feed lists no association fee for this property.
What are the property taxes at 41520 CHARM LAKE DRIVE, UMATILLA?
Property tax works out to about $868 a month, $10,421 a year, on the 2025 assessment.
Is 41520 CHARM LAKE DRIVE, UMATILLA still available?
It is still on the market.
Listing
- Listed by
- Tyler Gibson LLC
- Brokerage
- LPT REALTY, LLC
- MLS number
- MFR814074141
Listing information is deemed reliable but is not guaranteed.