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Active · Single Family

3624 VEGA CREEK DRIVE

ST CLOUD, FL 34772

Beds
4 beds
Baths
3 baths
Area
2,820 sqft
Single FamilyBuilt 20188,276 sqft lot2-car garageCentralCentral Air$165/sqft1 day on market

About this home

Experience WaterFront living in this beautifully updated home located in WHALEYS CREEKs community, this spacious two-story residence offers 4 bedrooms, 2.5 bathrooms, a versatile office/flex room and approximately 2,820 square feet. of well-designed living space. From the moment you enter, you'll appreciate the freshly painted interior and bright, open layout designed for both everyday living and entertaining. The spacious kitchen is a standout feature, showcasing granite countertops, abundant wood cabinetry, stainless steel and dark-finish appliances, a large center island with bar seating, and plenty of workspace for cooking and gathering. The kitchen overlooks the dining and family room, creating an inviting space enhanced by natural light and picturesque water views. The first floor also includes a flexible room ideal for a home office, playroom, fitness space, or guest room, along with a convenient laundry room and an attached two-car garage. Upstairs, the private living quarters feature four generously sized bedrooms, including a spacious owner's suite designed for comfort and relaxation. Step outside and unwind while overlooking the peaceful pond from your premium waterfront backyard. Whether you're enjoying your morning coffee or hosting family and friends, this outdoor space provides a beautiful backdrop year-round. Conveniently located near shopping, restaurants, schools, parks, and major roadways, this move-in-ready home offers the ideal combination of modern finishes, functional living space, and an exceptional waterfront setting. Don't miss the opportunity to make this beautiful St. Cloud home your own.

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Living area
2,820 sqft
Heating
Central
Cooling
Central Air
Flooring
Carpet
Features
Other, Thermostat
Appliances
Dishwasher, Disposal, Microwave, Refrigerator

Exterior & lot

Lot size
8,276 sqft (0.19 ac)
Roof
Shingle
Construction
Block
Exterior
Other, Sliding Doors

Parking

Garage
2 spaces

Financial

HOA dues
$99 / monthly
Annual tax
$3,244 (2025)
Price / sqft
$165/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Public

Property

Property type
Single Family
Year built
2018
Subdivision
WHALEYS CREEK PH 3
County
Osceola

Listing

Status
Active
Days on market
1 day
MLS #
MFR801998622
Source
Stellar MLS

Listed by Michael Suazo · PREFERRED REAL ESTATE BROKERS

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$493k
+6.0% vs asking
$465k low$521k high

Based on 19 comparable sales within 1 mile of ST CLOUD, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$3,045/mo
Principal & interest
$2,475/mo
Property tax
$271/mo
Home insurance
$200/mo
HOA dues
$99/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 12, 2026Listed$465,000

NeighbourhoodSample data

Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
79/ 100
Very walkable
Transit Score
65/ 100
Good transit
Bike Score
72/ 100
Very bikeable
Elementary school
9/ 10
Top-rated
Middle school
9/ 10
Top-rated
High school
6/ 10
Above average

Location

Frequently asked questions

What would 3624 VEGA CREEK DRIVE, ST CLOUD cost per month?

About $2,953 a month: $2,351 principal and interest, $270 property tax, $233 insurance, $99 HOA. That assumes 20% down at 6.5% over 30 years.

Is 3624 VEGA CREEK DRIVE, ST CLOUD priced fairly?

Comparable sales nearby put it between $500,917 and $576,323, with $538,620 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $191 a square foot.

How does 3624 VEGA CREEK DRIVE, ST CLOUD compare to nearby homes?

8 comparable properties within three miles. The nearest: 3617 VEGA CREEK DRIVE, ST CLOUD, FL at $399,900, 2,144 sq ft, 0.05 miles away; 3647 VEGA CREEK DRIVE, ST CLOUD, FL at $449,900, 2,434 sq ft, 0.14 miles away; 1793 CAYMAN COVE CIRCLE, ST CLOUD, FL at $430,000, 2,204 sq ft, 0.32 miles away.

How long has 3624 VEGA CREEK DRIVE, ST CLOUD been on the market?

1 day on the market.

Has the price of 3624 VEGA CREEK DRIVE, ST CLOUD changed?

The price has not moved since it was listed.

How big is 3624 VEGA CREEK DRIVE, ST CLOUD?

4 bed, 3 bath, 2,820 square feet. That is $165 a square foot.

What year was 3624 VEGA CREEK DRIVE, ST CLOUD built?

Built in 2018.

What is the HOA fee at 3624 VEGA CREEK DRIVE, ST CLOUD?

The association fee works out to $99 a month.

What are the property taxes at 3624 VEGA CREEK DRIVE, ST CLOUD?

Property tax works out to about $270 a month, $3,244 a year.

Is 3624 VEGA CREEK DRIVE, ST CLOUD still available?

It is still on the market.

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