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Active · Single Family

1405 STARBOARD DRIVE

ST CLOUD, FL 34771

Beds
2 beds
Baths
2 baths
Area
935 sqft
Single FamilyBuilt 20043,006 sqft lotCentralCentral Air, Mini-Split Unit(s)$214/sqftListed today

About this home

Leave the Snow Behind & Make Florida Your Winter Getaway! Imagine escaping the cold and spending your winters surrounded by sunshine, sparkling water, boating, fishing, and Florida’s famous outdoor lifestyle. This charming furnished 2-bedroom, 2-bath cottage is nestled in the desirable gated Shelter Cove Resort along the scenic southern shore of Lake Center—part of the beautiful Alligator Chain of Lakes. This is more than a cottage—it’s your opportunity to have your own Florida retreat with your dock and boat slip, giving you easy access to the water whenever you're ready for a day of fishing, boating, or simply enjoying the peaceful lakefront lifestyle. Fish from your own dock or sail away by having the convenient access to Lake Center and the Alligator Chain of Lakes right from your back yard. Community amenities include: Gated, resort-style community with beautiful wooded areas, wetlands, and lakefront surroundings Community pool, golf cart-friendly roads/trails, social activities, and recreational opportunities Perfect as a snowbird winter retreat, vacation home, investment property, or full-time Florida residence Just 4 miles to Publix, Winn-Dixie, Walgreens, and everyday conveniences New Walmart being built around the corner, restaurants, and shopping in St. Cloud About 40 minutes to Melbourne and Cocoa Beach Conveniently located near Central Florida’s world-famous attractions, including Walt Disney World, Universal Studios, and SeaWorld Winter Somewhere Warm! Why spend another winter shoveling snow when you could be sitting on your dock with a fishing pole, watching a rocket launch across the Florida sky, or enjoying a sunset cruise from your own boat slip? Spend your days on the water and your evenings enjoying the relaxed atmosphere of Shelter Cove. And when you're ready for some excitement, Central Florida’s theme parks, entertainment, dining, shopping, and attractions are all within easy reach. Whether you’re looking for a snowbird escape, a waterfront vacation home, or your own affordable slice of the Florida lifestyle, this charming cottage offers an incredible opportunity to enjoy the best of lake living and Central Florida. Leave the snow behind. Bring your boat, your fishing pole, and your flip-flops—and start enjoying Florida! Schedule your private tour today and discover your new winter getaway!

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Living area
935 sqft
Heating
Central
Cooling
Central Air, Mini-Split Unit(s)
Flooring
Carpet, Laminate
Features
Ceiling Fans(s), Thermostat, Window Treatments
Appliances
Dryer, Ice Maker, Range, Refrigerator, Washer

Exterior & lot

Lot size
3,006 sqft (0.07 ac)
Waterfront
Yes
Roof
Shingle
Construction
Vinyl Siding, Frame
Exterior
Private Yard

Parking

Carport
1 space

Financial

HOA dues
$178 / monthly
Annual tax
$1,909 (2025)
Price / sqft
$214/sqft

Utilities

Water
Private
Sewer
Private Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected

Property

Property type
Single Family
Year built
2004
Subdivision
SHELTER COVE
County
Osceola

Listing

Status
Active
Days on market
Today
MLS #
MFR803045902
Source
Stellar MLS

Listed by Kim Davidson · ST. CLOUD REAL ESTATE

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$1,548/mo
Principal & interest
$1,011/mo
Property tax
$159/mo
Home insurance
$200/mo
HOA dues
$178/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 18, 2026Listed$200,000

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for ST CLOUD, FL are not connected yet, so this page does not show them.

Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home

Location