35224 WHISPERING PINES DRIVE
ZEPHYRHILLS, FL 33541
Location
About this home
Welcome to Lake Bernadette! This inviting 3-bedroom, 2-bath end-unit villa offers low-maintenance living in one of Zephyrhills’ established golf course communities. The HOA maintains the roof, exterior, and landscaping, allowing you to spend more time enjoying the Florida lifestyle. Inside, an open and airy floor plan is complemented by abundant natural light, updated flooring, and newer kitchen cabinetry. The spacious primary suite features a private en-suite bath, while two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy community amenities including golf, tennis, pickleball, fitness, and more, all surrounded by quiet streets and the natural beauty of Lake Bernadette. Conveniently located near shopping, dining, and everyday essentials, this villa offers comfort, convenience, and the opportunity to make it your own.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,391 sqft
- Heating
- Electric
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Stories
- 1
- Features
- Thermostat, Window Treatments
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 4,206 sqft (0.1 ac)
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Rain Gutters
Parking
- Garage
- 1 space
Financial
- HOA dues
- $840 / quarterly
- Annual tax
- $4,978 (2025)
- Price / sqft
- $180/sqft
Utilities
- Water
- None
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected
Property
- Property type
- Single Family
- Year built
- 2002
- Subdivision
- LAKE BERNADETTE 03
- County
- Pasco
Listing
- Status
- Active
- Days on market
- 6 days
- MLS #
- MFR811124272
- Source
- Stellar MLS
Listed by Cristina Montoya · KELLER WILLIAMS RLTY NEW TAMPA
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,264/mo
- Property tax
- $415/mo
- Home insurance
- Left out until you enter a quote
- HOA dues
- $280/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in ZEPHYRHILLS within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 15, 2026 | Listed | $250,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for ZEPHYRHILLS, FL are not connected yet, so this page does not show them.
Frequently asked questions
What would 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS cost per month?
About $1,959 a month: $1,264 principal and interest, $415 property tax, $280 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS priced fairly?
Comparable homes nearby put it between $224,445 and $258,233, with $241,339 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $174 a square foot.
How does 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS compare to nearby homes?
8 comparable properties within three miles. The nearest: 5213 LOCHMEAD TERRACE, ZEPHYRHILLS, FL at $235,000, 1,212 sq ft, 0.14 miles away; 35235 JANINE DRIVE, ZEPHYRHILLS, FL at $219,000, 1,300 sq ft, 0.21 miles away; 5316 LOCHMEAD TERRACE, ZEPHYRHILLS, FL at $269,300, 1,505 sq ft, 0.25 miles away.
How long has 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS been on the market?
1 day on the market.
Has the price of 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS changed?
The price has not moved since it was listed.
How big is 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS?
3 bed, 2 bath, 1,391 square feet. That is $180 a square foot.
What year was 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS built?
Built in 2002.
What is the HOA fee at 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS?
The association fee works out to $280 a month.
What are the property taxes at 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS?
Property tax works out to about $415 a month, $4,978 a year, on the 2025 assessment.
Is 35224 WHISPERING PINES DRIVE, ZEPHYRHILLS still available?
It is still on the market.
