10298 176TH STREET
SUMMERFIELD, FL 34491
About this home
Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,248 sqft
- Heating
- Heat Pump
- Cooling
- Central Air
- Flooring
- Carpet, Tile, Vinyl
- Stories
- 1
- Features
- Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 11,761 sqft (0.27 ac)
- Roof
- Shingle
- Construction
- Vinyl Siding, Frame
- Exterior
- Private Mailbox, Private Yard
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $176 / monthly
- Annual tax
- $3,725 (2025)
- Price / sqft
- $148/sqft
Utilities
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Cable Available, Fire Hydrant, Public
Property
- Property type
- Single Family
- Year built
- 1990
- Subdivision
- SPRUCE CREEK SOUTH
- County
- Marion
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801797610
- Source
- Stellar MLS
Listed by Tom Campbell · JUDY L. TROUT REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 18 comparable sales within 3 miles of SUMMERFIELD, FL, this home is priced in line with RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $985/mo
- Property tax
- $308/mo
- Home insurance
- $200/mo
- HOA dues
- $176/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 7, 2026 | Listed | $185,000 | — |
NeighbourhoodSample data
Reference scores for SUMMERFIELD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 10298 176TH STREET, SUMMERFIELD cost per month?
About $1,514 a month: $935 principal and interest, $310 property tax, $93 insurance, $176 HOA. That assumes 20% down at 6.5% over 30 years.
Is 10298 176TH STREET, SUMMERFIELD priced fairly?
Comparable sales nearby put it between $211,817 and $243,703, with $227,760 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $183 a square foot.
How does 10298 176TH STREET, SUMMERFIELD compare to nearby homes?
8 comparable properties within three miles. The nearest: 10319 177TH PLACE, SUMMERFIELD, FL at $224,900, 1,143 sq ft, 0.03 miles away; 10235 178TH PLACE, SUMMERFIELD, FL at $160,500, 1,008 sq ft, 0.14 miles away; 10358 178 PLACE, SUMMERFIELD, FL at $214,900, 1,260 sq ft, 0.17 miles away.
How long has 10298 176TH STREET, SUMMERFIELD been on the market?
It came on the market today.
Has the price of 10298 176TH STREET, SUMMERFIELD changed?
The price has not moved since it was listed.
How big is 10298 176TH STREET, SUMMERFIELD?
2 bed, 2 bath, 1,248 square feet. That is $148 a square foot.
What year was 10298 176TH STREET, SUMMERFIELD built?
Built in 1990.
What is the HOA fee at 10298 176TH STREET, SUMMERFIELD?
The association fee works out to $176 a month.
What are the property taxes at 10298 176TH STREET, SUMMERFIELD?
Property tax works out to about $310 a month, $3,725 a year.
Is 10298 176TH STREET, SUMMERFIELD still available?
It is still on the market.
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