404 EMERALD COVE LOOP
LAKELAND, FL 33813
About this home
(Lease to Own Option available) Welcome to 404 Emerald Cove Loop, where the updates are done, the pool is waiting, and “move-in ready” actually means move in and start enjoying it! This beautifully remodeled 3-bedroom, 2-bath Lakeland pool home delivers flexibility, style, and convenience—whether you’re searching for a primary residence, furnished home, long-term rental, or property with short-term rental potential. Fresh interior and exterior paint gives the home a crisp, updated feel, while refreshed bathrooms feature new vanities and fixtures. Even better, the home can be sold fully furnished (over 20k), making your move that much easier, or the furniture can be removed based on your needs. Step outside and discover your own private Florida retreat. The screened-in pool features a resurfaced pool deck, while the covered back porch has newly replaced screen panels—perfect for enjoying the outdoors with a little shade. A privacy fence and mature privacy hedges surround the backyard, and a convenient storage shed provides additional space for tools, pool equipment, and more. Need a little extra fun? The garage has been converted into a game room with its own mini-split A/C system, creating additional climate-controlled recreational space. Prefer a traditional garage? The conversion can be removed by just removing the games to return the space to its original use. With extensive updates already completed, this home offers true turnkey living from day one. Close, grab the keys, and move right in—no renovation checklist required. Whether you’re looking for a remodeled 3-bedroom home in Lakeland, a Florida pool home, an investment property, long-term rental, or potential short-term rental, 404 Emerald Cove Loop offers multiple possibilities under one roof. Updated. Furnished if desired. Pool ready. Turnkey. The only thing missing is the next set of keys.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,508 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Ceramic Tile, Luxury Vinyl
- Stories
- 1
- Features
- High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat
- Appliances
- Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range…
Exterior & lot
- Lot size
- 10,450 sqft (0.24 ac)
- Pool
- Yes
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Lighting, Private Entrance, Private Mailbox, Storage
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $150 / quarterly
- Annual tax
- $5,035 (2025)
- Price / sqft
- $229/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 1994
- Subdivision
- EMERALD COVE
- County
- Polk
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802499691
- Source
- Stellar MLS
Listed by Alicia Self · OPULENT REALTY INTERNATIONAL
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 17 comparable sales within 4 miles of LAKELAND, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,836/mo
- Property tax
- $431/mo
- Home insurance
- $200/mo
- HOA dues
- $50/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 11, 2026 | Listed | $344,990 | — |
NeighbourhoodSample data
Reference scores for LAKELAND, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 404 EMERALD COVE LOOP, LAKELAND cost per month?
About $2,387 a month: $1,744 principal and interest, $420 property tax, $173 insurance, $50 HOA. That assumes 20% down at 6.5% over 30 years.
Is 404 EMERALD COVE LOOP, LAKELAND priced fairly?
Comparable sales nearby put it between $293,110 and $337,234, with $315,172 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $209 a square foot.
How does 404 EMERALD COVE LOOP, LAKELAND compare to nearby homes?
8 comparable properties within three miles. The nearest: 412 EMERALD COVE LOOP, LAKELAND, FL at $325,500, 1,546 sq ft, 0.03 miles away; 667 JESSANDA CIR, LAKELAND, FL at $370,000, 1,791 sq ft, 0.11 miles away; 629 ORANGE VALLEY CIRCLE, LAKELAND, FL at $276,925, 1,980 sq ft, 0.14 miles away.
How long has 404 EMERALD COVE LOOP, LAKELAND been on the market?
It came on the market today.
Has the price of 404 EMERALD COVE LOOP, LAKELAND changed?
The price has not moved since it was listed.
How big is 404 EMERALD COVE LOOP, LAKELAND?
3 bed, 2 bath, 1,508 square feet. That is $229 a square foot.
What year was 404 EMERALD COVE LOOP, LAKELAND built?
Built in 1994.
What is the HOA fee at 404 EMERALD COVE LOOP, LAKELAND?
The association fee works out to $50 a month.
What are the property taxes at 404 EMERALD COVE LOOP, LAKELAND?
Property tax works out to about $420 a month, $5,035 a year.
Is 404 EMERALD COVE LOOP, LAKELAND still available?
It is still on the market.
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