Active · Single Family

118 WATERWAY DRIVE

SATSUMA, FL 32189

Beds

3 beds

Baths

2 baths

Area

1,404 sqft

Single FamilyBuilt 19919,100 sqft lotElectricCentral Air$199/sqft84 days on market

About this home

Seller owns a mortgage company and is offering discounted interest rates. Welcome to waterfront living at its finest in beautiful Satsuma, Florida! This home is fully renovated. 118 Waterway Drive offers direct canal access to Dunns Creek which offers easy access to the scenic St. Johns River—perfect for boating, fishing, and enjoying the Florida lifestyle right from your backyard. No detail has been overlooked in this top-to-bottom renovation. The home features a brand-new roof, a new HVAC system, new hot water heater, and a completely new septic system including drain field—giving you peace of mind for years to come. Inside, you’ll find stylish new LVP flooring throughout, a beautifully updated kitchen with upgraded appliances, modern cabinetry, and sleek countertops, as well as fully remodeled bathrooms with new fixtures and vanities. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this move-in-ready waterfront property delivers comfort, quality, and access to one of Florida’s most iconic rivers. Don’t miss your chance to own a slice of paradise—schedule your private showing today!

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Living area: 1,404 sqft
Heating: Electric
Cooling: Central Air
Flooring: Luxury Vinyl
Features: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Freezer, Ice Maker…

Exterior & lot

Lot size: 9,100 sqft (0.21 ac)
Waterfront: Yes
Roof: Metal
Construction: Vinyl Siding
Exterior: None

Financial

Annual tax: $1,730 (2025)
Price / sqft: $199/sqft

Utilities

Water: Well
Sewer: Septic Tank
Utilities: Electricity Connected

Property

Property type: Single Family
Year built: 1991
Subdivision: ST JOHNS RIVERSIDE ESTATES
County: Putnam

Assigned schools

Elementary: Browning-Pearce Elementary School
Middle: Crescent City Jr/Sr High School
High: Crescent City Jr/Sr High School

Listing

Status: Active
Days on market: 79 days
MLS #: MFR791439753
Source: Stellar MLS

Listed by David Beddard · REAL BROKER, LLC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$280k

+0.2% vs asking

$264k low$297k high

Based on 23 comparable sales within 1 mile of SATSUMA, FL, this home is priced in line with RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$1,559/mo

Principal & interest: $1,415/mo
Property tax: $144/mo
Home insurance: $0/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

Date	Event	Price	Change
Aug 15, 2026	Price reduced	$279,900	−$20,000
May 26, 2026	Listed	$299,900	—

NeighbourhoodSample data

Reference scores for SATSUMA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score

91/ 100

Very walkable

Transit Score

55/ 100

Good transit

Bike Score

68/ 100

Bikeable

Elementary school

Browning-Pearce Elementary School

Assigned school from the MLS record

Middle school

Crescent City Jr/Sr High School

Assigned school from the MLS record

High school

Crescent City Jr/Sr High School

Assigned school from the MLS record

Location

Frequently asked questions

What would 118 WATERWAY DRIVE, SATSUMA cost per month?

About $1,559 a month: $1,415 principal and interest, $144 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 118 WATERWAY DRIVE, SATSUMA priced fairly?

Comparable sales nearby put it between $236,335 and $271,913, with $254,124 in the middle. That is from 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $181 a square foot.

How does 118 WATERWAY DRIVE, SATSUMA compare to nearby homes?

8 comparable properties within three miles. The nearest: 108 PINESHORE DRIVE, SATSUMA, FL at $200,000, 1,440 sq ft, 0.34 miles away; 106 SUNLAND DRIVE, SATSUMA, FL at $225,000, 1,264 sq ft, 0.37 miles away; 231 TROPIC AVENUE, SATSUMA, FL at $239,000, 1,296 sq ft, 0.49 miles away.

How long has 118 WATERWAY DRIVE, SATSUMA been on the market?

79 days on the market.

Has the price of 118 WATERWAY DRIVE, SATSUMA changed?

It has gone down from $299,900 to $279,900, a change of -6.7%.

How big is 118 WATERWAY DRIVE, SATSUMA?

3 bed, 2 bath, 1,404 square feet. That is $199 a square foot.

What year was 118 WATERWAY DRIVE, SATSUMA built?

Built in 1991.

What is the HOA fee at 118 WATERWAY DRIVE, SATSUMA?

The feed lists no association fee for this property.

What are the property taxes at 118 WATERWAY DRIVE, SATSUMA?

Property tax works out to about $144 a month, $1,730 a year.

Is 118 WATERWAY DRIVE, SATSUMA still available?

It is still on the market.

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