13 SADDLEBAG TRAIL
LAKE WALES, FL 33898
About this home
Are you looking for a place to enjoy retirement living on a budget? This could be the perfect setting! You'll be living the dream here, with so much to do you'll feel like you're on vacation every day. Swim in the sparkling community pool, relax in the hot tub, play tennis, pickle ball, shuffleboard or horse shoes, work out on the fitness equipment, practice your swing at the driving range, play pool or unwind in the sauna, go fishing and boating on Saddlebag Lake - all these amenities are for your use at a low HOA fee, which also includes your water, sewer and trash pick-up. The one bedroom, one bathroom home is livable, but in need of a makeover. It comes furnished, and has wall unit air conditioning. You could have it removed and place a new home on the lot, at this list price it's the same as our least expensive RV lot. Here at Saddlebag Lake Resort, you own the land, there's no lot rent. It's a pet friendly community, complete with a dog park, so even your furry family members will feel right at home. You owe it to yourself to check this out before it's gone, so call now to schedule your private tour.
Facts & features
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 608 sqft
- Heating
- Ductless
- Cooling
- Wall/Window Unit(s)
- Flooring
- Carpet
- Features
- Ninguno
- Appliances
- Range, Refrigerator
Exterior & lot
- Lot size
- 4,535 sqft (0.1 ac)
- Roof
- Metal
- Construction
- Vinyl Siding
- Exterior
- None
Financial
- HOA dues
- $734 / quarterly
- Annual tax
- $868 (2025)
- Price / sqft
- $90.5/sqft
Utilities
- Water
- Private
- Sewer
- Private Sewer
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 1976
- Subdivision
- SADDLEBAG LAKE
- County
- Polk
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR786685055
- Source
- Stellar MLS
Listed by Kris Bender · BENDER REALTY, LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 1 mile of LAKE WALES, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $293/mo
- Property tax
- $73/mo
- Home insurance
- $200/mo
- HOA dues
- $245/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Apr 4, 2026 | Listed | $55,000 | — |
NeighbourhoodSample data
Reference scores for LAKE WALES, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 13 SADDLEBAG TRAIL, LAKE WALES cost per month?
About $623 a month: $278 principal and interest, $72 property tax, $28 insurance, $245 HOA. That assumes 20% down at 6.5% over 30 years.
Is 13 SADDLEBAG TRAIL, LAKE WALES priced fairly?
Comparable sales nearby put it between $57,958 and $66,682, with $62,320 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $103 a square foot.
How does 13 SADDLEBAG TRAIL, LAKE WALES compare to nearby homes?
8 comparable properties within three miles. The nearest: 7 BLUE QUILL CIRCLE, LAKE WALES, FL at $59,000, 572 sq ft, 0.04 miles away; 47 WOODRUFF WAY, LAKE WALES, FL at $98,000, 816 sq ft, 0.13 miles away; 20 WOODRUFF WAY, LAKE WALES, FL at $65,000, 725 sq ft, 0.13 miles away.
How long has 13 SADDLEBAG TRAIL, LAKE WALES been on the market?
It came on the market today.
Has the price of 13 SADDLEBAG TRAIL, LAKE WALES changed?
The price has not moved since it was listed.
How big is 13 SADDLEBAG TRAIL, LAKE WALES?
1 bed, 1 bath, 608 square feet. That is $90 a square foot.
What year was 13 SADDLEBAG TRAIL, LAKE WALES built?
Built in 1976.
What is the HOA fee at 13 SADDLEBAG TRAIL, LAKE WALES?
The association fee works out to $245 a month.
What are the property taxes at 13 SADDLEBAG TRAIL, LAKE WALES?
Property tax works out to about $72 a month, $868 a year.
Is 13 SADDLEBAG TRAIL, LAKE WALES still available?
It is still on the market.
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