Active · Single Family

4040 PALMA CEIA CIRCLE

WINTER HAVEN, FL 33884

$749,000

$300/sqft

Beds

3 beds

Baths

4 baths

Area

2,493 sqft

Single FamilyBuilt 200512,907 sqft lot2-car garageCentralCentral AirPoolFireplace$300/sqft1 day on market

About this home

Meticulously maintained and beautifully remodeled, this exceptional Palma Ceia residence in Cypresswood offers pond frontage, three private en-suite bedrooms, a dedicated office, a heated swimming pool, and incredible golf course views. The pavered driveway and walkways, manicured flower gardens, and a 2022 black metal roof set the stage for the impressive interior. Elevated ceilings, crown molding, waterproof Pergo flooring, stone counters, and plantation shutters are just a few of the home’s stunning features. At the heart of the home is a spacious great room featuring a natural gas fireplace with shiplap façade. Triple sliding glass doors, with new screens, create a seamless indoor-outdoor flow to the covered lanai and pool area while showcasing the outdoor views. The updated kitchen features quartz counters, an island with a prep sink and filtered water, a Kohler workstation sink, breakfast bar, stainless appliances, double ovens, gas range, Bosch dishwasher, and a spacious dinette overlooking the pool. A private office provides the perfect setting for working from home. Designed to give everyone their own space, the home offers three bedrooms with en-suite bathrooms. The primary suite includes pool access, a tray ceiling, two walk-in closets with built-in shelving, and a gorgeous remodeled bathroom featuring a six-foot freestanding soaking tub, glass-enclosed walk-in shower, dual vanities, and a water closet. The second bedroom includes an equally impressive en-suite bath with custom tile flooring, a granite counter, tub, and separate walk-in shower. Located at the rear of the home, the third en-suite bedroom is ideal for visiting guests and can be closed off with a pocket door for added privacy. Its bathroom offers a granite counter with dual sinks, a tub and shower combo, and a linen closet. An additional linen closet is located in the guest-wing hallway. The interior laundry room provides a closet pantry, storage closet, and convenient half bathroom. Florida living takes center stage outdoors with a screen-enclosed heated pool, expansive covered lanai, and a separate screened area for sunning. The peaceful setting overlooks the pond and third hole of the golf course, where a variety of birds and wildlife can be enjoyed daily. Meticulously designed gardens, window planter boxes and a pavered sitting area near the pond—ideal for a fire pit—complete this private outdoor oasis. The two-car garage features an epoxy floor, utility sink, storage closets, and overhead storage racks. Additional improvements and features include a 2026 installed gas water heater, a 26-gauge standing seam metal roof (2022) with a 40-year warranty, dual-zone air conditioning (2020), irrigation on separate meter, plantation shutters throughout, remote-controlled lanai lighting, pool safety fence, Ring cameras, rain gutters, and more. Located within the guarded Cypresswood community, this remarkable home combines thoughtful updates, exceptional care, abundant privacy, and a truly beautiful golf course and waterfront setting. Cypresswood Golf & Country Club features an 18-hole championship golf course, driving range, pro shop, jr. olympic pool, tennis & pickleball courts, an event venue, a sports pub and more. Located just minutes from shopping, medical facilities and downtown Winter Haven. Centrally located between Tampa and Orlando with easy commutes to airports and beaches. Come see what this magnificent home and community in Central FL has to offer!

Facts & features

Interior

Bedrooms: 3
Bathrooms: 4
Living area: 2,493 sqft
Heating: Central
Cooling: Central Air
Flooring: Laminate, Tile
Fireplace: Yes
Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters…
Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave…

Exterior & lot

Lot size: 12,907 sqft (0.3 ac)
Pool: Yes
Waterfront: Yes
Roof: Metal
Construction: Block, Stucco
Exterior: Lighting, Private Mailbox, Rain Gutters, Sliding Doors

Parking

Garage: 2 spaces

Financial

HOA dues: $1,825 / annually
Annual tax: $5,510 (2025)
Price / sqft: $300/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected…

Property

Property type: Single Family
Year built: 2005
Subdivision: CYPRESSWOOD PALMA CEIA
County: Polk

Assigned schools

Elementary: Elbert Elem
Middle: Denison Middle
High: Winter Haven Senior

Listing

Status: Active
Days on market: Today
MLS #: MFR800884131
Source: Stellar MLS

Listed by Deanna Stone · THE STONES REAL ESTATE FIRM

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$758k

+1.3% vs asking

$713k low$803k high

Based on 19 comparable sales within 4 miles of WINTER HAVEN, FL. priced in line with RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$4,748/mo

Principal & interest: $3,986/mo
Property tax: $562/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.