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Active · Single Family

454 MAIN STREET

SAFETY HARBOR, FL 34695

Beds
Baths
Area
9,605 sqft
Single FamilyBuilt 191819,611 sqft lotCentral, Natural GasCentral Air, Mini-Split Unit(s)$416/sqft475 days on market

About this home

We are proud to exclusively market for sale Harbor Inn on Main, a rare generational asset located in the heart of one of America's most celebrated small towns. With 155 feet of frontage on vibrant Main Street—recently ranked #10 Best Main Street in the U.S. and #5 Best Small Town in the South by USA Today—this mixed-use property offers unmatched charm, versatility, and income potential. Built in 1918 and meticulously maintained, the property features 9,605 SF under roof and 2,599 SF of balcony space. Zoned Main Street Marketplace (MSM), this historic gem supports a wide variety of permitted uses including retail, multi-family, office, hospitality, and entertainment. Currently operating as a hybrid LTR/STR top-rated Airbnb Superhost with (8) turnkey apartment units—(6) one-bedrooms and (2) studios—each with full kitchens and baths. This income-generating property is perfect for investors or owner-occupiers. An opportunity also exists to expand with a 9th additional unit or owner/manager’s suite. The ground-floor retail space is elevated above street level and flooded with natural light, offering excellent visibility and a welcoming Main Street presence. Total retail square footage is equal to 2,983 SF and is currently rented month to month offering flexibility for an owner operator to occupy or generate longer term income. Recent capital improvements include a new roof (2020) on the primary building and new HVAC with ductwork (2023) in the retail space. Additional highlights: 14 private parking spaces, Garage/storage space, Located in Flood Zone X, Just blocks from the iconic Safety Harbor Spa, Two majestic “Great Oaks” on site, Steps away from the lively Third Friday Street Festival—a monthly downtown celebration of music, art, food, and community. This is more than a property—it’s a piece of Safety Harbor history with modern upside. Contact us today for details or to schedule a private tour.

Facts & features

Interior

Living area
9,605 sqft
Heating
Central, Natural Gas
Cooling
Central Air, Mini-Split Unit(s)
Stories
2

Exterior & lot

Lot size
19,611 sqft (0.45 ac)
Roof
Shingle
Construction
Block, Brick, Other, Frame

Financial

Annual tax
$26,285 (2024)
Price / sqft
$416/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available, Water Connected

Property

Property type
Single Family
Year built
1918
Subdivision
GREEN SPGS
County
Pinellas

Listing

Status
Active
Days on market
255 days
MLS #
MFR758093672
Source
Stellar MLS

Listed by Alexander Lucke · KELLER WILLIAMS TAMPA PROP.

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$22,611/mo
Principal & interest
$20,221/mo
Property tax
$2,190/mo
Home insurance
$200/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2024 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 11, 2026Price reduced$3,999,000−$996,000
May 1, 2025Listed$4,995,000

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for SAFETY HARBOR, FL are not connected yet, so this page does not show them.

Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home

Location

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