39036 ROSE STREET
UMATILLA, FL 32784
About this home
Virtually Staged. Welcome to this beautifully updated and meticulously maintained 1.65-acre private retreat with no HOA, offering exceptional flexibility for multigenerational living, guests, work-from-home needs, hobbies, or potential rental income. In addition to the 3-bedroom, 2-bath primary residence, the property features a detached 1-bedroom, 1-bath guest house with its own private entrance, driveway, garage, kitchen, and laundry, plus an adjoining studio with an additional full bath. More than $160,000 in improvements have been completed, with many updates since 2023.Major improvements include a new HVAC system in the primary home (2026), guest house HVAC (2023),new roof on the primary home (2023), and a whole-property Generac generator with a 500-gallon propane tank serving both residences. Additional improvements include new LVP flooring in the primary home and studio (2023), updated electrical panels in both residences(2023–2025), stainless steel appliances (2024), extensive water and well updates, and a 6-foot vinyl privacy fence enclosing more than half an acre of the beautifully landscaped backyard.A complete list of improvements is available upon request. Inside, the light-filled primary home offers vaulted ceilings, an open split-bedroom floor plan, oversized picture windows, and a sunroom overlooking the private backyard. The spacious kitchen features a granite center island with breakfast seating and an oversized double sink, abundant wood cabinetry, a reach-in pantry, built-in workstation, and a charming window seat overlooking the front yard.The generously sized primary suite is tucked away for privacy and offers extensive organized closet storage, an updated bath with walk-in shower, and convenient access to the laundry room. Outdoor living is just as impressive. A screened lanai opens to extended paver patios and walkways, multiple sitting areas, and a covered pavilion surrounded by mature flowering trees and architectural landscaping—creating an inviting setting for entertaining, relaxing, or simply enjoying the peaceful surroundings. The fully fenced backyard connects the two residences while still allowing each to maintain its own distinct living space. Commercial-grade play equipment adds another unique feature to the expansive backyard. Two garages provide three enclosed parking spaces, while the extended driveway and multiple parking pads offer abundant room for additional vehicles. A shed with electricity, RV hookup, and detached garage/workshop provide even more space for boats, trailers, recreation, hobbies, equipment, and projects. Zoned Rural Residential and surrounded by the character of country living, this is the place to bring your homesteading dreams—think gardens, chickens, roosters, goats, and room to enjoy a more self-sufficient lifestyle. The detached guest house, previously rented in 2025, offers its own kitchen, laundry, private entrance, metal roof, driveway, garage, backyard, covered patio, and extended outdoor sitting area. The adjoining studio includes its own full bath and provides additional flexible space for guests, a private office, hobby room, recreation area, or other needs. Framed by majestic oaks, elegant palms, mature landscaping, and plenty of open space, this unique property offers the serenity and privacy of country living while remaining convenient to Mount Dora, Eustis, and Tavares. Here is your chance to enjoy freedom to enjoy your hobbies and lifestyle without an HOA. Home Warranty Offered!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,869 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Laminate, Luxury Vinyl
- Stories
- 1
- Features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan…
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range…
Exterior & lot
- Lot size
- 72,045 sqft (1.65 ac)
- Roof
- Metal, Shingle
- Construction
- Block, Stucco
- Exterior
- Fire Pit, Private Yard, Rain Gutters, RV Hookup, Storage
Parking
- Garage
- 3 spaces
Financial
- Annual tax
- $6,331 (2025)
- Price / sqft
- $329/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- BB/HS Internet Available, Electricity Connected, Propane, Sprinkler Well
Property
- Property type
- Single Family
- Year built
- 1983
- Subdivision
- UNINCORPORATED
- County
- Lake
Assigned schools
- Elementary
- Umatilla Elem
- Middle
- Umatilla Middle
- High
- Umatilla High
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802718261
- Source
- Stellar MLS
Listed by Amanda Harrison · HARRISON REAL PROPERTY GROUP
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 28 comparable sales within 1 mile of UMATILLA, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $3,273/mo
- Property tax
- $513/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 13, 2026 | Listed | $615,000 | — |
NeighbourhoodSample data
Reference scores for UMATILLA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 39036 ROSE STREET, UMATILLA cost per month?
About $3,945 a month: $3,110 principal and interest, $528 property tax, $308 insurance. That assumes 20% down at 6.5% over 30 years.
Is 39036 ROSE STREET, UMATILLA priced fairly?
Comparable sales nearby put it between $339,813 and $390,967, with $365,390 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $196 a square foot.
How does 39036 ROSE STREET, UMATILLA compare to nearby homes?
8 comparable properties within three miles. The nearest: 80 WHITCOMB AVENUE, UMATILLA, FL at $355,000, 1,662 sq ft, 0.82 miles away; 74 OAK AVENUE, UMATILLA, FL at $329,000, 1,815 sq ft, 1 miles away; 285 LAKE STREET, UMATILLA, FL at $179,900, 1,380 sq ft, 1.06 miles away.
How long has 39036 ROSE STREET, UMATILLA been on the market?
It came on the market today.
Has the price of 39036 ROSE STREET, UMATILLA changed?
The price has not moved since it was listed.
How big is 39036 ROSE STREET, UMATILLA?
3 bed, 2 bath, 1,869 square feet. That is $329 a square foot.
What year was 39036 ROSE STREET, UMATILLA built?
Built in 1983.
What is the HOA fee at 39036 ROSE STREET, UMATILLA?
The feed lists no association fee for this property.
What are the property taxes at 39036 ROSE STREET, UMATILLA?
Property tax works out to about $528 a month, $6,331 a year.
Is 39036 ROSE STREET, UMATILLA still available?
It is still on the market.
Similar homes nearby
Homes for sale in UMATILLA within the same price band.

