Active · Single Family

109 FERN DRIVE

DEBARY, FL 32713

Beds

2 beds

Baths

2 baths

Area

915 sqft

Single FamilyBuilt 19723,490 sqft lotHeat PumpMini-Split Unit(s), Wall/Window Unit(s)$185/sqft517 days on market

About this home

One or more photo(s) has been virtually staged. "River Front Community"- St. Johns River front (Meadowlea on The River), private gated community, with boat ramp and Marina. (no more marinas can be built along the river). We are 250 home, owners of our lots, no age restrictions, pet friendly. Clubhouse with kitchen, pool tables, bingo, dances, events. Storage on site for your toys- boats, Rv's, trailers, cycles. House: 1972 double wide with add -ons, I am 2nd owner. Standing seam metal roof-over, updated electric, plumbing and 5 yr. new AC Mini Split 11/2 ton heat pump, instant propane water heater, paint inside and out, sunscreens, window tint, stained driveway, enclosed carport, wood flooring, kitchen, bathroom. Landscaped , little lawn maintenance. Full bath in shop for after beach, pool, boating, working outside. Home has lots of extra storage, hurricane straps, concrete pillars, is short distance to pool, marina, park, clubhouse. Across street of home, reserve can't be built on. (current home owners insurance, $1,800/yr.) Area Pluses: Low Volusia County. taxes, 3 golf courses 20 min., Sunrail Train station 3 min., I-4 5 min., Orlando 30 min., Daytona 50 min., 2 major Airports 45 min., famous disc golf next door, Historic Downtown Sanford 15 min., Florida trail, Blue Springs 20 min., New City of Debary Downtown site now being built, 3min., famous New Smyrna Beach 45 min. Totally ready for move in, enjoy the sunsets down the river, the Sanford Riverboat going by on weekends and our own gators! (1 year home warranty)

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Living area: 915 sqft
Heating: Heat Pump
Cooling: Mini-Split Unit(s), Wall/Window Unit(s)
Flooring: Carpet, Wood
Stories: 1
Features: Built-in Features, Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Window Treatments
Appliances: Convection Oven, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator…

Exterior & lot

Lot size: 3,490 sqft (0.08 ac)
Roof: Metal, Roof Over
Construction: Metal Siding, Frame
Exterior: Outdoor Grill, Outdoor Shower, Rain Gutters, Sidewalk, Sliding Doors, Storage

Parking

Carport: 2 spaces

Financial

HOA dues: $63 / monthly
Annual tax: $615 (2024)
Price / sqft: $185/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Sewer Connected, Underground Utilities…

Property

Property type: Single Family
Year built: 1972
Subdivision: LEISURE WORLD PARK
County: Volusia

Assigned schools

Elementary: Debary Elem

Listing

Status: Active
Days on market: 492 days
MLS #: MFR751007779
Source: Stellar MLS

Listed by Jonathan Minerick · HOMECOIN.COM

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$969/mo

Principal & interest: $855/mo
Property tax: $51/mo
Home insurance: Left out until you enter a quote
HOA dues: $63/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2024 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

Date	Event	Price	Change
Jul 29, 2026	Price reduced	$169,000	−$51,000
Mar 20, 2025	Listed	$220,000	—

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for DEBARY, FL are not connected yet, so this page does not show them.

Elementary school

Debary Elem

Assigned school from the MLS record

Middle school

Not listed

Not named in the MLS record for this home

High school

Not listed

Not named in the MLS record for this home

Location

Frequently asked questions

What would 109 FERN DRIVE, DEBARY cost per month?

About $969 a month: $855 principal and interest, $51 property tax, $63 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 109 FERN DRIVE, DEBARY priced fairly?

Comparable homes nearby put it between $210,185 and $241,825, with $226,005 in the middle. Those are asking prices, not closed sales: 4 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $247 a square foot.

How does 109 FERN DRIVE, DEBARY compare to nearby homes?

4 comparable properties within three miles. The nearest: 109 CYPRESS DRIVE, DEBARY, FL at $193,789, 852 sq ft, 0.04 miles away; 110 MAPLE DRIVE, DEBARY, FL at $169,900, 1,056 sq ft, 0.14 miles away; 113 MAPLE DRIVE, DEBARY, FL at $230,000, 768 sq ft, 0.16 miles away.

How long has 109 FERN DRIVE, DEBARY been on the market?

492 days on the market.

Has the price of 109 FERN DRIVE, DEBARY changed?

It has gone down from $220,000 to $169,000, a change of -23.2%.

How big is 109 FERN DRIVE, DEBARY?

2 bed, 2 bath, 915 square feet. That is $185 a square foot.

What year was 109 FERN DRIVE, DEBARY built?

Built in 1972.

What is the HOA fee at 109 FERN DRIVE, DEBARY?

The association fee works out to $63 a month.

What are the property taxes at 109 FERN DRIVE, DEBARY?

Property tax works out to about $51 a month, $615 a year, on the 2024 assessment.

Is 109 FERN DRIVE, DEBARY still available?

It is still on the market.

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