4550 POLK CITY ROAD
HAINES CITY, FL 33844
About this home
Welcome home, where you can enjoy the Florida lifestyle from your own lakefront property! This 3-bedroom, 2-bath home offers a comfortable and functional layout complemented by a peaceful waterfront setting. Enjoy relaxing by the water, taking in the views, and having your own piece of Central Florida lakefront living right outside your door. Another standout feature is the age of the home's major components. The roof, A/C system, and water heater are approximately 2 years old, while the appliances are approximately 6 months old, offering added peace of mind when it comes to several of the home's major systems. The property is serviced by a private well and septic system and features a Culligan water system. Electric service is provided by Duke Energy, with the seller reporting an average electric bill of approximately $124 per month and average homeowners insurance of approximately $97 per month. With its lakefront location, newer major systems, updated appliances, and spacious outdoor setting, this property offers an opportunity to enjoy a quieter Florida lifestyle while remaining conveniently accessible to Haines City, Polk City, major roadways, shopping, dining, and other Central Florida destinations. Come experience the views and waterfront setting for yourself—schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,456 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Laminate
- Fireplace
- Yes
- Features
- Ceiling Fans(s), Thermostat, Window Treatments
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Range…
Exterior & lot
- Lot size
- 13,238 sqft (0.3 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Vinyl Siding
- Exterior
- Private Entrance, Private Mailbox
Financial
- Annual tax
- $3,700 (2025)
- Price / sqft
- $206/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 2024
- Subdivision
- NOT IN SUBDIVISION
- County
- Polk
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802437893
- Source
- Stellar MLS
Listed by Gregory James, Jr · LIVE FLORIDA REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 26 comparable sales within 3 miles of HAINES CITY, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,597/mo
- Property tax
- $300/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 11, 2026 | Listed | $300,000 | — |
NeighbourhoodSample data
Reference scores for HAINES CITY, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 4550 POLK CITY ROAD, HAINES CITY cost per month?
About $1,975 a month: $1,517 principal and interest, $308 property tax, $150 insurance. That assumes 20% down at 6.5% over 30 years.
Is 4550 POLK CITY ROAD, HAINES CITY priced fairly?
Comparable sales nearby put it between $207,174 and $238,362, with $222,768 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $153 a square foot.
How does 4550 POLK CITY ROAD, HAINES CITY compare to nearby homes?
8 comparable properties within three miles. The nearest: 4560 POLK CITY ROAD, HAINES CITY, FL at $64,500, 1,344 sq ft, 0.03 miles away; 3800 LAKE ELLEN DRIVE, HAINES CITY, FL at $155,000, 1,000 sq ft, 0.19 miles away; 2008 LAKE ELLEN DRIVE, HAINES CITY, FL at $245,000, 1,152 sq ft, 0.21 miles away.
How long has 4550 POLK CITY ROAD, HAINES CITY been on the market?
It came on the market today.
Has the price of 4550 POLK CITY ROAD, HAINES CITY changed?
The price has not moved since it was listed.
How big is 4550 POLK CITY ROAD, HAINES CITY?
3 bed, 2 bath, 1,456 square feet. That is $206 a square foot.
What year was 4550 POLK CITY ROAD, HAINES CITY built?
Built in 2024.
What is the HOA fee at 4550 POLK CITY ROAD, HAINES CITY?
The feed lists no association fee for this property.
What are the property taxes at 4550 POLK CITY ROAD, HAINES CITY?
Property tax works out to about $308 a month, $3,700 a year.
Is 4550 POLK CITY ROAD, HAINES CITY still available?
It is still on the market.
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