22348 112TH TERRACE
FORT MC COY, FL 32134
About this home
Lakefront getaway on beautiful spring fed Island Lake! Enjoy the best of lake life in this barely lived in 3 bedroom, 2 1/2 bath home, built in 2010 and designed for easy living and weekend escapes. This inviting home offers a peaceful setting where you can spend your days fishing, enjoying water activities, or simply relaxing by the water. The open floor plan features a spacious living area with cathedral ceilings, tile flooring throughout, and sliding glass doors that showcase beautiful lake views and open to the screened rear porch. The porch overlooks the lake and provides the perfect setting for morning coffee, entertaining or unwinding at the end of the day watching spectacular sunsets. The light and bright kitchen overlooks the living and dining areas and features stainless steel appliances, a walk-in pantry, and two convenient eat-at bars. The spacious primary bedroom enjoys a beautiful lake view and direct access to the rear porch. The primary bath offers a double-sink vanity, walk-in closet, and step-in shower. Two additional bedrooms provide comfortable space for family or guests. A convenient half bath is located just off the kitchen for easy access when entertaining, and the inside laundry includes a washer and dryer. A new well was installed in 2026. Hardie board siding offers lasting quality with minimal maintenance, making this home an ideal weekend getaway or full-time residence. Furnishings are negotiable, making it even easier to settle in and start enjoying the lake. Conveniently located between Ocala, Palatka, and Gainesville. Come enjoy everything lake life has to offer on beautiful Island Lake!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 1,736 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Tile
- Stories
- 1
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Walk-In Closet(s)
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 112,820 sqft (2.59 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- HardiPlank Type
- Exterior
- Sliding Doors
Financial
- Annual tax
- $4,313 (2025)
- Price / sqft
- $248/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 2010
- Subdivision
- ISLAND LAKE ESTATES
- County
- Marion
Assigned schools
- Elementary
- Fort McCoy School (K-8)
- Middle
- Ft McCoy Middle
- High
- North Marion High School
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802345035
- Source
- Stellar MLS
Listed by Kathy Carpenter · RE/MAX FOXFIRE - HWY 40
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 18 comparable sales within 2 miles of FORT MC COY, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,289/mo
- Property tax
- $358/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 10, 2026 | Listed | $430,000 | — |
NeighbourhoodSample data
Reference scores for FORT MC COY, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 22348 112TH TERRACE, FORT MC COY cost per month?
About $2,749 a month: $2,174 principal and interest, $359 property tax, $215 insurance. That assumes 20% down at 6.5% over 30 years.
Is 22348 112TH TERRACE, FORT MC COY priced fairly?
Comparable sales nearby put it between $409,271 and $470,881, with $440,076 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $254 a square foot.
How does 22348 112TH TERRACE, FORT MC COY compare to nearby homes?
8 comparable properties within three miles. The nearest: 10915 222ND STREET, FORT MC COY, FL at $425,000, 1,512 sq ft, 0.38 miles away; 11710 222ND LANE, FORT MC COY, FL at $80,000, 1,638 sq ft, 0.44 miles away; 10865 220TH STREET, FORT MC COY, FL at $425,000, 1,404 sq ft, 0.52 miles away.
How long has 22348 112TH TERRACE, FORT MC COY been on the market?
It came on the market today.
Has the price of 22348 112TH TERRACE, FORT MC COY changed?
The price has not moved since it was listed.
How big is 22348 112TH TERRACE, FORT MC COY?
3 bed, 3 bath, 1,736 square feet. That is $248 a square foot.
What year was 22348 112TH TERRACE, FORT MC COY built?
Built in 2010.
What is the HOA fee at 22348 112TH TERRACE, FORT MC COY?
The feed lists no association fee for this property.
What are the property taxes at 22348 112TH TERRACE, FORT MC COY?
Property tax works out to about $359 a month, $4,313 a year.
Is 22348 112TH TERRACE, FORT MC COY still available?
It is still on the market.
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