512 PONDEROSA DRIVE
ST CLOUD, FL 34769
About this home
Pine Lake Estates - 3 Bedrooms, 2 Bathrooms Located on a .38 Acre Corner Lot. This Home Includes an Attached 2-Car Garage plus an additional Attached 1-Car Garage; Side Gate Entry with Parking Pad - Perfect for a Boat. NEW PLUMBING (2025), ROOF (2020), NEW AC (2023), NEW ELECTRIC PANEL (2023), NEW WATER HEATER (2023), NEW LVP FLOORING (2026). The Floor Plan Features a Formal Living Room that Opens to the Dining Room. Spacious Galley Kitchen Includes All Appliances and is Open to Both the Formal Dining Rm and Dinette. The Family Room with Dinette has Decorative Wood Beam Ceilings and a Whitewashed Brick Wall, Glass Sliders to the Florida Rm. The Florida Room is a Light & Bright Space Offering Privacy and a Great View of the Fenced Backyard. Split Bedroom Plan with Master Bedroom & EnSuite Bath, Walk-In Shower and Walk-In Closet. Very Large 2nd Bedroom includes Sitting Area; Spacious 3rd Bedroom and Full Guest Bath. Pine Lake Estates is a Well Established Neighborhood in the Heart of St. Cloud with Large Lots, Majestic Trees and NO HOA and NO CDD. Convenient Access to The FL Turnpike, Hwy 192, Orlando Int’l Airport, Area Attractions, Schools, Shopping, Restaurants and More. This Home Has Been Beautifully Maintained and Is Ready for New Owners!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,912 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Stories
- 1
- Features
- Ceiling Fans(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)…
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 16,771 sqft (0.39 ac)
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Private Mailbox
Parking
- Garage
- 2 spaces
- Carport
- 1 space
Financial
- Annual tax
- $4,753 (2025)
- Price / sqft
- $198/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available…
Property
- Property type
- Single Family
- Year built
- 1973
- Subdivision
- PINE LAKE ESTATES UNIT 1
- County
- Osceola
Assigned schools
- Elementary
- Neptune Elementary
- Middle
- St. Cloud Middle (6-8)
- High
- St. Cloud High School
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR801766993
- Source
- Stellar MLS
Listed by Matt MacNab · OLYMPUS EXECUTIVE REALTY INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 20 comparable sales within 1 mile of ST CLOUD, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,017/mo
- Property tax
- $411/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 6, 2026 | Listed | $379,000 | — |
NeighbourhoodSample data
Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 512 PONDEROSA DRIVE, ST CLOUD cost per month?
About $2,502 a month: $1,916 principal and interest, $396 property tax, $190 insurance. That assumes 20% down at 6.5% over 30 years.
Is 512 PONDEROSA DRIVE, ST CLOUD priced fairly?
Comparable sales nearby put it between $410,755 and $472,589, with $441,672 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $231 a square foot.
How does 512 PONDEROSA DRIVE, ST CLOUD compare to nearby homes?
8 comparable properties within three miles. The nearest: 1719 JUNIPER CIRCLE, ST CLOUD, FL at $350,000, 1,218 sq ft, 0.28 miles away; 4324 PINE LAKE DRIVE, ST CLOUD, FL at $475,000, 2,164 sq ft, 0.32 miles away; 1144 MONROE AVENUE, ST CLOUD, FL at $310,000, 1,230 sq ft, 0.34 miles away.
How long has 512 PONDEROSA DRIVE, ST CLOUD been on the market?
1 day on the market.
Has the price of 512 PONDEROSA DRIVE, ST CLOUD changed?
The price has not moved since it was listed.
How big is 512 PONDEROSA DRIVE, ST CLOUD?
3 bed, 2 bath, 1,912 square feet. That is $198 a square foot.
What year was 512 PONDEROSA DRIVE, ST CLOUD built?
Built in 1973.
What is the HOA fee at 512 PONDEROSA DRIVE, ST CLOUD?
The feed lists no association fee for this property.
What are the property taxes at 512 PONDEROSA DRIVE, ST CLOUD?
Property tax works out to about $396 a month, $4,753 a year.
Is 512 PONDEROSA DRIVE, ST CLOUD still available?
It is still on the market.
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