3122 MONTSERRAT WAY
HAINES CITY, FL 33844
About this home
Amazing value! Don't miss out on this attractive 4-bedroom, 3-bath pool home in the gated, golf course community of Southern Dunes in Haines City. A generous living and dining room opens into a bright kitchen and dinette that flows straight out to the screened lanai and pool — easy living, indoors and out. The split floor of the Cape San Blas model gives everyone genuine privacy, and the spacious primary suite offers a separate shower and garden tub, a large walk-in closet, plus a dedicated owner's closet. Pride of ownership shows throughout: AC and pool heater both approximately 2019, and solar panels that may transfer to the new buyer for real savings on utilities. Southern Dunes is known for its outstanding amenities, including a championship 18-hole golf course, resort-style pools, tennis courts, fitness center, and a clubhouse with restaurant and bar, all within a secure gated community. The location is equally impressive, with easy access to the Disney corridor as well as nearby shopping, dining such as Manny's Chophouse, medical facilities, and local gyms. Short drive to picturesque Winter Haven and within an easy drive of Tampa, Lakeland and Orlando International airport. This is an exceptional opportunity to own a well-appointed home in a prime location that continues to attract both homeowners and investors alike.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Living area
- 1,940 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Ceramic Tile, Laminate, Wood
- Features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom…
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 6,486 sqft (0.15 ac)
- Pool
- Yes
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Lighting, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $222 / quarterly
- Annual tax
- $4,240 (2025)
- Price / sqft
- $183/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 2003
- Subdivision
- KOKOMO BAY PH 01
- County
- Polk
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801643919
- Source
- Stellar MLS
Listed by Nikki Ansons · COLDWELL BANKER REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 25 comparable sales within 3 miles of HAINES CITY, FL. priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,889/mo
- Property tax
- $266/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Price historySample data
Reference timeline for $355,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $355,000 | — |
| 2026-05 | Price changed | $355,000 | −$14,200 |
| 2026-03 | Listed | $369,200 | — |
NeighbourhoodSample data
Reference scores for HAINES CITY, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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