120 9TH STREET
PALATKA, FL 32177
About this home
Prime commercial opportunity on a high-visibility corner in the heart of Downtown Palatka! This space is being delivered as a vanilla shell, offering a clean slate for your business to design and build out exactly to your needs. The interior features expansive open square footage with newly finished drywall, framed areas, and an open ceiling-suited for retail, office, medical, or service-based use. Flexible configurations available with up to approximately 3,400 SF, or the option to divide into two units of roughly 1,700 SF each. Excellent frontage along a main road with strong daily traffic counts, generous on-site parking with additional overflow area-perfect for high-traffic businesses, and neighboring national retailers driving consistent exposure. A standout opportunity in a rapidly growing area.
Facts & features
Interior
- Living area
- 3,942 sqft
- Cooling
- None
Exterior & lot
- Lot size
- 7,405 sqft (0.17 ac)
- Construction
- Block, Concrete, Stucco
Financial
- Annual tax
- $6,169 (2025)
- Price / sqft
- $1.48/sqft
Property
- Property type
- Single Family
- Year built
- 1973
- Subdivision
- CITY/PALATKA
- County
- Putnam
Listing
- Status
- Active
- Days on market
- 1206 days
- MLS #
- MFR686923587
- Source
- Stellar MLS
Listed by Savannah Umpenhour · CHARLES UMPENHOUR, INC.
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $30/mo
- Property tax
- $514/mo
- Home insurance
- Left out until you enter a quote
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 28, 2026 | Price increased | $5,848 | +$1,938 |
| Apr 7, 2023 | Listed | $3,910 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for PALATKA, FL are not connected yet, so this page does not show them.