Active · Single Family

8620 INDIAN RIDGE TRAIL

LAKELAND, FL 33810

$235,000

$204/sqft

Beds

3 beds

Baths

2 baths

Area

1,152 sqft

Single FamilyBuilt 199015,120 sqft lotCentralCentral Air$204/sqftListed today

About this home

Welcome to this fully renovated manufactured home in Lakeland, Florida, offering modern upgrades, ultimate privacy, and incredible flexibility. Situated in Flood Zone X (no flood insurance required) with NO HOA, this turn-key property gives you the freedom to live without restrictions or extra monthly fees. Step inside to discover a completely transformed interior featuring brand-new subfloors and stylish luxury vinyl plank flooring running seamlessly throughout the entire house. The interior construction has been heavily upgraded with 5/8" fire code sheetrock walls and fresh wall insulation, providing superior durability, soundproofing, and energy efficiency. The heart of the home is the newly updated kitchen, equipped with brand-new cabinetry and sleek granite countertops. Both full bathrooms have been beautifully updated with modern finishes. Bright and airy, the home also boasts all-new windows and doors, bringing in plenty of natural light while keeping utility bills low. Outside, the property features a freshly painted exterior and a massive, fully fenced private backyard—perfect for pets, entertaining, or creating your own outdoor oasis. A large storage shed offers extra space for tools, toys, or workshop projects. Bonus Feature: The property includes an ADU (Accessory Dwelling Unit) with its own separate entrance. Whether you need an in-law suite, a private home office, a guest retreat, or a potential rental income generator, this versatile space adds immense value.

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Living area: 1,152 sqft
Heating: Central
Cooling: Central Air
Flooring: Luxury Vinyl
Features: Ceiling Fans(s), Eat-in Kitchen, Stone Counters
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Exterior & lot

Lot size: 15,120 sqft (0.35 ac)
Roof: Metal
Construction: Stucco
Exterior: Private Mailbox, Private Yard

Financial

Annual tax: $2,144 (2025)
Price / sqft: $204/sqft

Utilities

Water: Public
Sewer: Septic Tank
Utilities: Electricity Connected, Water Connected

Property

Property type: Single Family
Year built: 1990
Subdivision: INDIAN RIDGE
County: Polk

Listing

Status: Active
Days on market: Today
MLS #: MFR801251000
Source: Stellar MLS

Listed by Daniel Gongora, LLC · JASON MITCHELL REAL ESTATE FLO

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$241k

+2.5% vs asking

$227k low$255k high

Based on 13 comparable sales within 2 miles of LAKELAND, FL. priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$1,627/mo

Principal & interest: $1,251/mo
Property tax: $176/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.