6590 BAY SHORE DRIVE
ST CLOUD, FL 34771
About this home
Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 2,229 sqft
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
- Flooring
- Carpet, Ceramic Tile
- Stories
- 1
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor…
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan…
Exterior & lot
- Lot size
- 21,998 sqft (0.51 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Lighting, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $3,099 (2025)
- Price / sqft
- $246/sqft
Utilities
- Water
- Canal/Lake For Irrigation, Public
- Sewer
- Septic Tank
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Water Connected
Property
- Property type
- Single Family
- Year built
- 1992
- Subdivision
- BAY LAKE ESTATES
- County
- Osceola
Assigned schools
- Elementary
- Harmony Community School (K-5)
- Middle
- Harmony Middle
- High
- Harmony High
Listing
- Status
- Active
- Days on market
- 7 days
- MLS #
- MFR800729971
- Source
- Stellar MLS
Listed by Kelly Yerkes · GOLDEN PALMS REALTY OF FLORIDA
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 12 comparable sales within 1 mile of ST CLOUD, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,776/mo
- Property tax
- $258/mo
- Home insurance
- $200/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 22, 2026 | Listed | $549,000 | — |
NeighbourhoodSample data
Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.