Active · Single Family

3388 OLEANDER DRIVE

HERNANDO BEACH, FL 34607

$389,900

$254/sqft

Beds

2 beds

Baths

2 baths

Area

1,534 sqft

Single FamilyBuilt 19807,300 sqft lot1-car garageCentral, ElectricCentral Air$254/sqft3 days on market

About this home

ANCHORS AWAY TO HERNANDO BEACH COASTAL LIVING! RARE OPPORTUNITY TO OWN A FURNISHED WATERFRONT HOME UNDER 400,000 WITH ROOM FOR A POOL & LOCATED JUST MINUTES FROM THE HERNANDO BEACH COMMUNITY BOAT LIFT FOR EASY ACCESS TO THE SALTWATER SIDE & GULF! This furnished 3 Bedroom, 2 Bathroom, 1 Car Garage waterfront home has the nautical charm buyers love, from the navy blue exterior with crisp white trim to the anchor accents, palm tree lights, tropical landscaping & inviting waterfront setting. Sitting higher in elevation than many Hernando Beach homes, this property offers added peace of mind while still capturing the relaxed waterfront lifestyle buyers are looking for. From the moment you walk through the front door, you are welcomed by a beautiful stained-glass egret window & a straight view through the home to the backyard, palm trees & water beyond. The open floor plan features a living room, dining area & coastal kitchen that flows into a rear sitting area, creating a comfortable layout for everyday living, entertaining or relaxing after a day on the water. The home is completely tiled throughout & has a coastal feel with Caribbean-style window cornices, PGT windows, white shaker cabinetry, gray & white quartz countertops, breakfast bar, soft-close cabinetry, lower pot drawers, built-in pantry with pull-outs, all appliances included & a rolling island that stays. Both bathrooms have been beautifully remodeled, adding to the move-in-ready appeal. The 5x5 utility room backs up to the garage area where the washer & dryer are currently located, creating an easy opportunity to convert this space into an interior laundry room. The garage also includes an unfinished 3rd bathroom, offering additional potential for a bedroom/bathroom setup, guest area, hobby space or flexible use, depending on the buyer's needs. Outside, enjoy multiple outdoor living spaces including a patio just off the sliding glass doors, a paver patio with a hot tub that stays, an additional patio area perfect for grilling, plenty of room to add the pool you've always wanted, beautiful queen palms in the front yard, Bismarck palms in the backyard & a floating dock for enjoying the waterfront lifestyle. A paver parking pad along the side of the home provides valuable extra space for a boat trailer, utility trailer, golf cart or additional vehicles, making it even easier to enjoy the coastal lifestyle. Located close to the Hernando Beach Community Boat Lift, you'll enjoy convenient access to the saltwater side & Gulf, making boating, fishing, kayaking, scalloping & waterfront adventures part of everyday life. Additional highlights include a 2021 dimensional shingle roof, 2019 HVAC & furnishings included. Hernando Beach is a laid-back coastal community known for its canals, waterfront restaurants, marinas, boating lifestyle, golf cart rides, spectacular sunsets, coastal wildlife, friendly neighbors & easy access to Weeki Wachee, the Gulf & all the natural beauty of Florida's Nature Coast. This home offers the perfect blend of nautical character, tropical outdoor living, future potential & relaxed Hernando Beach charm.

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Living area: 1,534 sqft
Heating: Central, Electric
Cooling: Central Air
Flooring: Tile
Features: Ceiling Fans(s), Open Floorplan, Split Bedroom
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Exterior & lot

Lot size: 7,300 sqft (0.17 ac)
Waterfront: Yes
Roof: Shingle
Construction: Block, Concrete, Stucco
Exterior: Lighting, Private Mailbox, Sliding Doors

Parking

Garage: 1 space

Financial

Annual tax: $4,064 (2025)
Price / sqft: $254/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Property

Property type: Single Family
Year built: 1980
Subdivision: HERNANDO BEACH
County: Hernando

Assigned schools

Elementary: Westside Elementary-HN
Middle: Fox Chapel Middle School
High: Weeki Wachee High School

Listing

Status: Active
Days on market: 1 day
MLS #: MFR801120822
Source: Stellar MLS

Listed by Sharie Oakland · RE/MAX ALLIANCE GROUP

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$378k

−3.1% vs asking

$354k low$401k high

Based on 31 comparable sales within 1 mile of HERNANDO BEACH, FL. priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$2,568/mo

Principal & interest: $2,075/mo
Property tax: $292/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.