3917 NATCHEZ TRACE DRIVE
ST CLOUD, FL 34769
About this home
Located in the established Natchez Trace subdivision, this 4-bedroom, 2-bathroom home sits on nearly a quarter-acre lot and offers endless potential for buyers looking to add their own style and value. Featuring a spacious split-bedroom floor plan, vaulted ceilings, and an open-concept living, dining, and kitchen area, the home provides a functional layout that's ready for your personal touch. The kitchen offers generous cabinet and countertop space and flows seamlessly into the main living area, creating an inviting space for everyday living and entertaining. The primary suite features a large walk-in closet and a private en-suite bathroom, while two additional bedrooms and a full guest bathroom provide flexibility for family, guests, or a home office. Step outside to a spacious backyard with plenty of room to create your ideal outdoor retreat. The covered patio offers the perfect place to relax, entertain, or enjoy Florida's beautiful weather while the expansive yard provides endless possibilities for gardening, recreation, or future enhancements. Whether you're a first-time buyer looking to build equity, an investor searching for your next opportunity, or someone ready to customize a home to fit your vision, this property offers incredible potential in a convenient St. Cloud location. With a little TLC, this home has the potential to truly shine. Just minutes from Historic Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, parks, and major roadways providing easy access to Orlando, this home combines location, space, and opportunity at an exceptional value.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Living area
- 1,248 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Tile
- Stories
- 1
- Features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Appliances
- Dishwasher, Range, Refrigerator
Exterior & lot
- Lot size
- 9,017 sqft (0.21 ac)
- Roof
- Shingle
- Construction
- Block, Concrete, Stucco
- Exterior
- Lighting, Rain Gutters, Sidewalk
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $223 / annually
- Annual tax
- $786 (2025)
- Price / sqft
- $200/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Public
Property
- Property type
- Single Family
- Year built
- 1998
- Subdivision
- NATCHEZ TRACE
- County
- Osceola
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801766748
- Source
- Stellar MLS
Listed by Steve Pugh · EXP REALTY LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 4 miles of ST CLOUD, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,331/mo
- Property tax
- $63/mo
- Home insurance
- $200/mo
- HOA dues
- $19/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 6, 2026 | Listed | $250,000 | — |
NeighbourhoodSample data
Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3917 NATCHEZ TRACE DRIVE, ST CLOUD cost per month?
About $1,473 a month: $1,264 principal and interest, $66 property tax, $125 insurance, $19 HOA. That assumes 20% down at 6.5% over 30 years.
Is 3917 NATCHEZ TRACE DRIVE, ST CLOUD priced fairly?
Comparable sales nearby put it between $261,144 and $300,456, with $280,800 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $225 a square foot.
How does 3917 NATCHEZ TRACE DRIVE, ST CLOUD compare to nearby homes?
8 comparable properties within three miles. The nearest: 4100 NATCHEZ TRACE DRIVE, ST CLOUD, FL at $330,000, 1,256 sq ft, 0.08 miles away; 2840 WADEVIEW LOOP, ST CLOUD, FL at $365,000, 1,684 sq ft, 0.18 miles away; 4305 MUTTER ROAD, ST CLOUD, FL at $279,000, 1,154 sq ft, 0.19 miles away.
How long has 3917 NATCHEZ TRACE DRIVE, ST CLOUD been on the market?
It came on the market today.
Has the price of 3917 NATCHEZ TRACE DRIVE, ST CLOUD changed?
The price has not moved since it was listed.
How big is 3917 NATCHEZ TRACE DRIVE, ST CLOUD?
4 bed, 2 bath, 1,248 square feet. That is $200 a square foot.
What year was 3917 NATCHEZ TRACE DRIVE, ST CLOUD built?
Built in 1998.
What is the HOA fee at 3917 NATCHEZ TRACE DRIVE, ST CLOUD?
The association fee works out to $19 a month.
What are the property taxes at 3917 NATCHEZ TRACE DRIVE, ST CLOUD?
Property tax works out to about $66 a month, $786 a year.
Is 3917 NATCHEZ TRACE DRIVE, ST CLOUD still available?
It is still on the market.
Similar homes nearby
Homes for sale in ST CLOUD within the same price band.
