106 20TH AVENUE
INDIAN ROCKS BEACH, FL 33785
About this home
Exceptional investment opportunity just 500 feet from the Gulf with a straight walk to the 20th Avenue beach access. This beautifully renovated duplex consists of two identical mirror-image units, each offering 3 bedrooms, 2 bathrooms, and approximately 1,500 square feet of living space. Each unit features its own private deck with a hot tub, while guests also enjoy a shared game room, mini golf turf area, and a shared driveway with carport parking for up to eight vehicles. The property has been operated as a single vacation rental, with both units rented together to accommodate larger groups. The property underwent an extensive renovation in 2024 following its 2023 purchase, creating a turnkey coastal retreat designed for both personal enjoyment and income potential. Whether you're looking for a beach retreat or a high-performing investment, this property offers an impressive rental history. Gross rental revenue was approximately $132,018 in 2025, with $121,367 already booked for 2026. Annual net income for 2025 was $94,450, and projected annual income for 2026 is $140,000. Ideally situated between the Indian Rocks Causeway and Causeway Boulevard, the property offers convenient access to US-19, making travel throughout Pinellas County a breeze. Enjoy being just minutes from local restaurants, shopping, and entertainment, including the Indian Rocks Shopping Center, with a straight drive to St. Pete–Clearwater International Airport for easy arrivals and departures. Schedule your private showing today to experience everything this exceptional coastal property has to offer.
Facts & features
Interior
- Bedrooms
- 6
- Bathrooms
- 4
- Living area
- 3,060 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan…
Exterior & lot
- Lot size
- 7,253 sqft (0.17 ac)
- Roof
- Shingle
- Construction
- Cement Siding, HardiPlank Type, Frame
- Exterior
- Balcony, Courtyard, Fence, Lighting, Private Mailbox, Sliding Doors…
Parking
- Carport
- 8 spaces
Financial
- Annual tax
- $18,174 (2025)
- Price / sqft
- $498/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected…
Property
- Property type
- Multi-Family
- Year built
- 1989
- Subdivision
- INDIAN BEACH RE-REVISED
- County
- Pinellas
Assigned schools
- Elementary
- Anona Elementary-PN
- Middle
- Seminole Middle-PN
- High
- Largo High-PN
Listing
- Status
- Active
- Days on market
- 3 days
- MLS #
- MFR800497562
- Source
- Stellar MLS
Listed by Kenny Hayslett · RE/MAX ACTION FIRST OF FLORIDA
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 26 comparable sales within 3 miles of INDIAN ROCKS BEACH, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $8,117/mo
- Property tax
- $1,525/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 17, 2026 | Listed | $1,525,000 | — |
NeighbourhoodSample data
Reference scores for INDIAN ROCKS BEACH, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 106 20TH AVENUE, INDIAN ROCKS BEACH cost per month?
About $9,988 a month: $7,711 principal and interest, $1,514 property tax, $763 insurance. That assumes 20% down at 6.5% over 30 years.
Is 106 20TH AVENUE, INDIAN ROCKS BEACH priced fairly?
Comparable sales nearby put it between $1,590,802 and $1,830,278, with $1,710,540 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $559 a square foot.
How does 106 20TH AVENUE, INDIAN ROCKS BEACH compare to nearby homes?
8 comparable properties within three miles. The nearest: 2311 BAY BOULEVARD, INDIAN ROCKS BEACH, FL at $1,875,000, 3,418 sq ft, 0.26 miles away; 2506 BAY BOULEVARD, INDIAN ROCKS BEACH, FL at $1,350,000, 2,373 sq ft, 0.36 miles away; 2605 BAY BOULEVARD, INDIAN ROCKS BEACH, FL at $1,900,000, 2,464 sq ft, 0.41 miles away.
How long has 106 20TH AVENUE, INDIAN ROCKS BEACH been on the market?
3 days on the market.
Has the price of 106 20TH AVENUE, INDIAN ROCKS BEACH changed?
The price has not moved since it was listed.
How big is 106 20TH AVENUE, INDIAN ROCKS BEACH?
6 bed, 4 bath, 3,060 square feet. That is $498 a square foot.
What year was 106 20TH AVENUE, INDIAN ROCKS BEACH built?
Built in 1989.
What is the HOA fee at 106 20TH AVENUE, INDIAN ROCKS BEACH?
The feed lists no association fee for this property.
What are the property taxes at 106 20TH AVENUE, INDIAN ROCKS BEACH?
Property tax works out to about $1,514 a month, $18,174 a year.
Is 106 20TH AVENUE, INDIAN ROCKS BEACH still available?
It is still on the market.
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