8221 78TH TERRACE ROAD
OCALA, FL 34476
About this home
Over $44k in upgrades! Popular, light and bright, open floor plan, smart home Orchid model, situated on a quiet, cul-de-sac in the much sought after Indigo East community of On Top of the World. This 3-bedroom, 2-bathroom, 2-car, garage boasts a beautiful kitchen with stainless steele appliances, gas cooktop, lots of kitchen cabinet storage, quartz countertops with a beautiful backsplash and a 15.5-foot, quartz counter island, perfect for preparing food, or entertaining and stainless-steel sink. The opposite side of the island could accommodate up to 6 people. Tile flooring throughout the whole house. A large master bedroom and master bath shower with zero entry and built-in bench, and a huge walk-in closet. The two guest bedrooms have convenient access to a full bathroom with quartz countertops and a tub/shower combo. The inside laundry room includes the washer, dryer, storage cabinets and clothes, folding area. Other features include, a large 400 sq ft, screened enclosure (bird cage), and a screened garage door. The home is pet and smoke free and was painted on the exterior in 2024. Indigo East has curbside mail service and waste collection. Indigo East offers a low HOA and amenities that include: clubhouse, pool, fitness studio, dog park and more! For an additional fee, the Gateway Pass provides the option to use the amenities at On Top of the World, where you can enjoy indoor/outdoor pools, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Indigo East is part of Ocala's On Top of the World premiere, gated, active 55+ community.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,874 sqft
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Flooring
- Tile
- Features
- Ceiling Fans(s), High Ceilings, Smart Home, Thermostat
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave…
Exterior & lot
- Lot size
- 9,918 sqft (0.23 ac)
- Roof
- Shingle
- Construction
- Block, Concrete
- Exterior
- Rain Gutters
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $268 / monthly
- Annual tax
- $4,807 (2025)
- Price / sqft
- $170/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Natural Gas Connected, Underground Utilities
Property
- Property type
- Single Family
- Year built
- 2017
- Subdivision
- INDIGO EAST
- County
- Marion
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802993205
- Source
- Stellar MLS
Listed by Carlos Acosta · ON TOP OF THE WORLD REAL EST
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 3 miles of OCALA, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,608/mo
- Property tax
- $401/mo
- Home insurance
- $200/mo
- HOA dues
- $268/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 17, 2026 | Listed | $318,000 | — |
NeighbourhoodSample data
Reference scores for OCALA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Similar homes nearby
Homes for sale in OCALA within the same price band.
