Active$99,000
5217 81ST STREET, 3
ST PETERSBURG, FL 33709
2 beds2 baths1,010 sqft
1 / 38
Active · Condo
650 PINELLAS POINT DRIVE
ST PETERSBURG, FL 33705
Beds
1 bed
Baths
1 bath
Area
650 sqft
CondoBuilt 1967176,959 sqft lotCentral, ElectricCentral Air$177/sqft2 days on market
Location
About this home
Enjoy waterfront community living in Velvet Cloak, a gated 55+ community overlooking the sparkling waters of Tampa Bay! This furnished one bedroom, one bath condo is filled with natural light and offers beautiful tile flooring throughout, an open kitchen overlooking the living room and relaxing views of the community pool and open green space. Thoughtful updates add to the appeal, including new windows in 2014, HVAC and water heater in 2019, refrigerator and dishwasher in 2024, a new front door in 2025, and bathroom updates including a new vanity in 2023 and toilet in 2019. The community roof was replaced in 2024. An additional storage closet located in the laundry room provides convenient space for extra belongings. Step outside and discover the waterfront lifestyle that makes Velvet Cloak so inviting. Community amenities include a heated pool, clubhouse with kitchen, waterfront seating areas, a fishing pier with water and electric, kayak storage and launch access, shuffleboard courts, grilling areas, beautifully maintained grounds, and scenic walking paths overlooking Tampa Bay. The location adds even more appeal, with Bay Vista Park right next door and within walking distance, Downtown St. Petersburg nearby, and the Gulf Beaches just a short drive away. Whether relaxing by the pool, launching a kayak, casting a line from the pier, or simply enjoying a walk along the waterfront, this condo offers an opportunity to enjoy the Florida lifestyle in a beautifully situated Tampa Bay community.
Facts & features
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 650 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Tile
- Stories
- 2
- Features
- Ceiling Fans(s), Thermostat, Window Treatments
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 176,959 sqft (4 ac)
- Roof
- Other
- Construction
- Block, Stucco
- Exterior
- Courtyard, Garden, Sidewalk
Financial
- Annual tax
- $2,457 (2025)
- Price / sqft
- $177/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Property
- Property type
- Condo
- Year built
- 1967
- Subdivision
- VELVET CLOAKE CONDO
- County
- Pinellas
Assigned schools
- Elementary
- Lakewood Elementary-PN
- Middle
- Bay Point Middle-PN
- High
- Lakewood High-PN
Listing
- Status
- Active
- Days on market
- 2 days
- MLS #
- MFR804528217
- Source
- Stellar MLS
Listed by Meredith Johnson · REALTY EXPERTS
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOAEstimated monthly payment$787/mo
- Principal & interest
- $582/mo
- Property tax
- $205/mo
- Home insurance
- Left out until you enter a quote
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in ST PETERSBURG within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | Listed | $115,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for ST PETERSBURG, FL are not connected yet, so this page does not show them.
Elementary school
Lakewood Elementary-PN
Assigned school from the MLS record
Middle school
Bay Point Middle-PN
Assigned school from the MLS record
High school
Lakewood High-PN
Assigned school from the MLS record